Chase Pre-qual

[Anonymous]

I was refreshing my wife's Credit Karma reports as they updated today. I checked for pre-qualified offers as usual and got a pop up for Chase Freedom and Slate. I didn't trust it AT ALL. I had just submitted an App on Monday for the Disney Premier card as her EXP score went up to 683 and she got the 7-10 day message(been calling robo lady and still get the same message). Anyway, I went to Chase's sight to confirm their pre-qual and got the same offers. Both had a fixed APR of 23%. I chose the Freedom offer and completed the App. DOH! No instant approval. Does this look like a denial AFTER getting a pre-qual?

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• Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
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[Anonymous]

Based on a lot of other people who've has similar experiences, I wouldn't necessarily say you've been denied. Give it the appropriate time and you may be surprised. good luck, i hope it works out for you.

[Anonymous]

This is the message I just got in email. 

Thank you for submitting a credit card application to Chase.
Here's what you can expect next:
	We'll let you know of our decision through U.S. mail within the next 30 days. Please don't resubmit this application while waiting for our decision.
	If we approve your application, we'll send your card and other important information to you by U.S mail. Once you receive your card, call the number on the sticker right away so you can take advantage of everything your card has to offer.
	If we don't approve your application, we'll send you a letter explaining why.
Thank you for applying for a Chase credit card

[RonM21]

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@Anonymous wrote:

Based on a lot of other people who've has similar experiences, I wouldn't necessarily say you've been denied. Give it the appropriate time and you may be surprised. good luck, i hope it works out for you.

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+1

[Anonymous]

Just to close the loop on this...got the denial letter in the mail for Disney Premier. Says they pulled TU and their "internal score" was 50 points lower than her TU Fico. Out of curiousity, I called Robo lady and she said the Freedom was approved for $1k. Huh? Why would they decline a cobranded card and approve the Freedom? I'm confused...

[Anonymous]

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@Anonymous wrote:

Just to close the loop on this...got the denial letter in the mail for Disney Premier. Says they pulled TU and their "internal score" was 50 points lower than her TU Fico. Out of curiousity, I called Robo lady and she said the Freedom was approved for $1k. Huh? Why would they decline a cobranded card and approve the Freedom? I'm confused...

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Who knows why they do what they do, but congrats on the Freedom approval!!