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Chase Ritz Denied :/

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chalupaman
Super Contributor
‎12-18-2014 11:06 AM
‎12-18-2014 11:06 AM

Re: Chase Ritz Denied :/

Man I really thought you'd get this card seeing as how not many people so far have been denied for it. Sorry to hear that.

 

I still can't get an Amazon Visa of all things but they're happy to give me this card instead. Ah Chase.

 

What are your thoughts on the Chase Mariott card though, CA? Is it worth getting too?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 35
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Anonymous
Not applicable
‎12-18-2014 11:08 AM
‎12-18-2014 11:08 AM

Re: Chase Ritz Denied :/

If I wasnt on my 5th Chase card. Id apply for the amazon visa just to be the bellwether on whether it is a hard approval.
Message 22 of 35
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chalupaman
Super Contributor
‎12-18-2014 11:09 AM
‎12-18-2014 11:09 AM

Re: Chase Ritz Denied :/

@Anonymous wrote:
If I wasnt on my 5th Chase card. Id apply for the amazon visa just to be the bellwether on whether it is a hard approval.

I checked my CR today and thankfully it was just an EQ pull as I suspected and only one too. No EX pull in sight.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 23 of 35
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Anonymous
Not applicable
‎12-18-2014 11:14 AM
‎12-18-2014 11:14 AM

Re: Chase Ritz Denied :/

Oh you suck, lol.
Not like my inquiry count mattered to them anyway though and EQ is my worst looking report.

I just wish theyd single pull TU for me for once like they did for the wife when she first apped the Freedom.
Message 24 of 35
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FinStar
Moderator Emeritus
‎12-18-2014 12:22 PM
‎12-18-2014 12:22 PM

Re: Chase Ritz Denied :/

@Creditaddict wrote:

After 2 lengthy holds I thought he was getting me approved but came back finally and said he just couldn't get me there.

since Jan 2014 I have opened 34 revolving accounts. (oops Smiley Tongue)

Ummmm, yeah.  And, if you don't travel and can't take advantage of the points/promotion, then it's a no-brainer.  I'm sure you'll find another juicy card down the line Smiley Tongue

Message 25 of 35
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FinStar
Moderator Emeritus
‎12-18-2014 12:26 PM
‎12-18-2014 12:26 PM

Re: Chase Ritz Denied :/

@CreditCuriousity wrote:

One of the reps I spoke with on recon mentioned MyFico as a resource to read up on.  I wonder if she knows who CA is on this forumSmiley Happy  No being real name, but username.  Some UW/Analyst are well aware of this forumSmiley Happy

Absolutely.

Message 26 of 35
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Anonymous
Not applicable
‎12-18-2014 12:29 PM
‎12-18-2014 12:29 PM

Re: Chase Ritz Denied :/

I don't like that. They don't share secrets with us. Why should we with them? Smiley Tongue
Message 27 of 35
Anonymous
Not applicable
‎12-18-2014 12:46 PM
‎12-18-2014 12:46 PM

Re: Chase Ritz Denied :/

@Anonymous wrote:
I don't like that. They don't share secrets with us. Why should we with them? Smiley Tongue

Ask nicely next time you call them and maybe one will whisper to you a dirty secret of theirs

Message 28 of 35
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Anonymous
Not applicable
‎12-18-2014 01:16 PM
‎12-18-2014 01:16 PM

Re: Chase Ritz Denied :/

Even if its a guy? Gross.
Message 29 of 35
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Anonymous
Not applicable
‎12-18-2014 01:26 PM
‎12-18-2014 01:26 PM

Re: Chase Ritz Denied :/

@Anonymous wrote:
Even if its a guy? Gross.

Heh.  Ask to be transferred to the women with the dirty secrets

Message 30 of 35
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