I went in branch for the elevated offer and the computer said that the application needs further review. How likely is this to end in being denied? I'm at 4/24 and last card I got was in February. Credit score around 750 with no negatives. Around 80k in credit lines and have 2 chase cards already.
could be as simple as calling up and confirming you applied, I'd call in and see if they needed anything from you to process the application, dunno if they're open on saturday
if you end up do getting declined, I'd call and ask for a manual reconsideration and hopefully they should transfer you to an underwriter who can override the denial
you could just let it sit and hopefully just be approved in the next coming days
You applied in branch and the person there couldn't assist?
They actually did the application with me provided the information. They just said call the number in about 5 days to check on the application.
I assumed it was because it was Saturday. She told me to call her if I haven't received an answer by Thursday and I think maybe she will make a call then.
@Beast26 wrote:I assumed it was because it was Saturday. She told me to call her if I haven't received an answer by Thursday and I think maybe she will make a call then.
Should be able to get a decision today. Give them a call
1 (800) 453-9719
- 7am to 10pm EST Monday through Friday
- 8am to 1pm EST Saturday
- 9am to 9pm EST on Sunday
It's giving me the 7-10 days message. They are still reviewing my application according to the recording.
Did you call the number above? You should be talking to someone who can manually review it for you.
I called the number you gave me and it took me to an automated system that told me the 7-10 day wait time message after I input my information.