I applied for Chase Sapphire Preferred card on December 29, 2018. I wasn't approved or denied instantly, and Chase required more time for decision. I received a letter from Chase on January 3rd requesting a copy of Social Security card and I sent it right away. Phone status says that I will receive a written decision within 30 days of application.
I have a credit history of 1 year and 0% credit utilization. They pulled Transunion and Experian and my scores at the time were 730 and 732 respectively. Do I have a chance of being approved?
You should be fine and worst case scenario if you get denied you can always recon. I did the same thing and worked for me. 30 days is much better than the message 7-10 days for sure.
So you are below the 5/24, I would think you will be OK.
If not, as others have said you could always recon.