Question as to whom should app for the Chase Southwest Plus card.
Hubby and I have worked on our credit for about a year. So, we both had opened a couple of store cards with the SCT due to our terrible scores/profiles.
Store cards are not included in the 5/24 rule, correct? If they are not then either of us are good to apply, with only opening 2 major CC in the last 2 years.
However, my scores are slightly better than hubby(mine are high 600's and his are low 600's.)
His profile is better though, 2 medical collections from 2013, low utilization and that's it. No lates or CO's.
Mine consists of 3 CO's from 2012 and a medical collection.
Who would have a better shot? Anymore info needed I'll try my best to supply! Thanks
Hubby and I have worked on our credit for about a year. So, we both had opened a couple of store cards with the SCT due to our terrible scores/profiles.
Store cards are not included in the 5/24 rule, correct? If they are not then either of us are good to apply, with only opening 2 major CC in the last 2 years.
However, my scores are slightly better than hubby(mine are high 600's and his are low 600's.)
His profile is better though, 2 medical collections from 2013, low utilization and that's it. No lates or CO's.
Mine consists of 3 CO's from 2012 and a medical collection.
Who would have a better shot? Anymore info needed I'll try my best to supply! Thanks