@MarkintheHV wrote:
I wonder if this may have some merit. If you keep up with the airlines, several of the US airlines (I know Delta and AA have done this, and heard United has as well) have basically become credit card companies that fly airplanes. All the avenues to gaining status now have the major points towards status being geared towards spend on their credit cards. Delta is on track to earn $7 billion dollars from AmEx alone this year. Given this, I could see airlines not being happy with too many stiff rules about becoming credit card members since this now has such a major effect on revenue.
I also think it's entirely possible there's more leniency with co-branded cards. That's really fascinating on the airline revenue thing - I've vented on here before over AmEx's blatant refusal to give me a $1K credit line, be that Delta or anything else. You'd think Delta (or AmEx for that matter) would be a little more open to making money off passengers that way, instead of telling them to get lost... It's a big reason I've shifted more loyalty towards United AND American. Someone once compared to not getting accepted for a golf membership, because a person on the panel prefers Tommy Bahama and you wore Ralph Lauren to the interview...
I'm going out on a limb here again to say don't be deterred by metrics and statistics like these. If I listened to ANYONE on this forum, I wouldn't have my Quest Visa - credit history, past bankruptcy, 5/24, scores, and most every other thing would tell you I'd never, EVER get approved. But I also don't give up so easily...
"If people want to pigeonhole you, then just view it as an opportunity to prove them wrong and show that you are different to what they think you are." -E. Gordon Gee
I Am Not My Credit Score - it's just a made-up number that we all have to live with.
NOW HIRING - senior credit analyst, account manager, or high-end specialist from American Express National Bank.
Don't Listen To Anyone In The Delta SkyMiles-AmEx Facebook Group
