The message means exactly what it says but it doesn't tell the full story. Call the automated message line to monitor status.
30 days means that the application is still pending review, it's a neutral status.
14 days/2 weeks means it was reviewed with initial tentative positive outcome pending final review. This status usually but not always means an impending approval.
7-10 days can either mean a denial OR "additional information". "Additional information" does often mean that they need to confirm it was really you who applied.
If you get 7-10 day status feel free to transfer to talk to a rep and ask them if there's anything they need from you to move your application forward. If it's simply that they want verification it was you who applied they can often handle that while you're still on the phone.
(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
