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@Anonymous wrote:I can't answer that - I would say with Chase particularly - YES. The others no and don't get so enamored with Chase. You have LOTS of OPTIONS my friend. LOL ride it out 6 months and see what doors open through the prequal sites such as Amex, Discover, etc..
I just don't like when people blatantly pop off with fictional replies like they are the gospel!! Its garbage - you have a shot. Just give it some time. I wish you nothing but the best!
While I understand the point you're making and it's correct we shouldn't state things like that as absolute fact, there is a friendlier way to put it..
Saying: "No you are WRONG" and the above post is rather antagonistic & argumentative..
You can be right and still be polite. Keep it friendly..
Enlighten me - What wasn't friendly and please be specific...
Okay sorry I offended you. I apologize.
Of course! Cheers!
My main concern is new posters getting false info. It's not right but I know people are super sensitive and I will follow suite to be super friendly in my corrections. I was that new poster and yes you can dispute a HP hahaha - Love you all!!
Agreed - Thanks Fin!
@800FICOGoal wrote:WOW!!!. Sorry, but no prime bank will approve unsecured credit with a file containing that many inquiries with less than one year of history. I would start looking at secured cards or wait until they age.
Correct. Your AoOA = 7 months? You have an Amex. Check the Capital One pre-approvals, if you have one, get one. Else apply for secured card (Citi maybe?) If you had less inquiries, I'd say get an SSL too. Let everything age for 7-8 months (no more INQs)- You'll be good to go with a Chase.