I can't answer that - I would say with Chase particularly - YES. The others no and don't get so enamored with Chase. You have LOTS of OPTIONS my friend. LOL ride it out 6 months and see what doors open through the prequal sites such as Amex, Discover, etc..
I just don't like when people blatantly pop off with fictional replies like they are the gospel!! Its garbage - you have a shot. Just give it some time. I wish you nothing but the best!
While I understand the point you're making and it's correct we shouldn't state things like that as absolute fact, there is a friendlier way to put it..
Saying: "No you are WRONG" and the above post is rather antagonistic & argumentative..
You can be right and still be polite. Keep it friendly..
Enlighten me - What wasn't friendly and please be specific...
Okay sorry I offended you. I apologize.
It isn't me I was concerned about though- I have tough skin..
We (the collective you, me and everyone) have to keep this place as friendly as possible.
The more the merrier posting here..
Of course! Cheers!
My main concern is new posters getting false info. It's not right but I know people are super sensitive and I will follow suite to be super friendly in my corrections. I was that new poster and yes you can dispute a HP hahaha - Love you all!!
WOW!!!. Sorry, but no prime bank will approve unsecured credit with a file containing that many inquiries with less than one year of history. I would start looking at secured cards or wait until they age.
Correct. Your AoOA = 7 months? You have an Amex. Check the Capital One pre-approvals, if you have one, get one. Else apply for secured card (Citi maybe?) If you had less inquiries, I'd say get an SSL too. Let everything age for 7-8 months (no more INQs)- You'll be good to go with a Chase.