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I primarily do my banking with Chase. I have two checking accounts with them and 4 credit cards (CSP 7K, FU 6K, Marriot Bonvoy 5K, and Amazon Prime Visa 4K). I have no issue with them other than I haven't had any CLI with them on any of my account. I guess with all the cards I have to even out my monthly spending, they didn't see fit to give me a CLI. I do spend about 400-500 a month on the CSP for my utilities and bills. Still hoping for a CLI lol.
@Anonymous wrote:Still hoping for a CLI lol.
I don't bank with them or generally with any lender to keep Cash away from Credit.
IME Chase CLI's aren't fruitful. e.g I had asked for one 11/2017 and they gave me 5K and I turned around and wanted the CSP for the 50K SUB and was approved for 25K+ on it. Span of a couple of weeks and a 20K difference between CLI and New Account.
400-500/mo in utilities you should probably be looking at USB Cash+ w/ 5% on 2 catagories
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
@Remedios wrote:
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
+1
And before I closed my Chase Slate and FU, everytime I asked for a CLI it was a
HP. Matter-of-the-fact, I got 2 HPs when I was approved for the FU and requested a larger CL. 😩
@Remedios wrote:
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.
@Green456 wrote:
@Remedios wrote:
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.
Well, it's a good thing you did not call Chase to get CLI from BOA. That's 100% true.
@Remedios wrote:
@Green456 wrote:
@Remedios wrote:
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.
Well, it's a good thing you did not call Chase to get CLI from BOA. That's 100% true.
😂🤣😂🤣
@Green456 wrote:
@Remedios wrote:
@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.
If consumer makes a CLI request, it's a HP. Always.
That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.
@Green456, as mentioned upthread and for posterity, Chase ≠ BoA. The OP's discussion is about Chase.