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Chase is Dead to ME...What has been your experience with them???

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Regular Contributor

Re: Chase is Dead to ME...What has been your experience with them???

I primarily do my banking with Chase. I have two checking accounts with them and 4 credit cards (CSP 7K, FU 6K, Marriot Bonvoy 5K, and Amazon Prime Visa 4K). I have no issue with them other than I haven't had any CLI with them on any of my account. I guess with all the cards I have to even out my monthly spending, they didn't see fit to give me a CLI. I do spend about 400-500 a month on the CSP for my utilities and bills. Still hoping for a CLI lol. 

AmEx Platinum NPSL l BoA Cash Rewards $40,000 l CapOne Quicksilver $24,000 l AmEx Blue Cash $17,000 l Citi Prestige $15,500 l AmEx Platinum Delta $11,000 l AmEx Cash Magnet $10,500 l CapOne Savor $10,000 l Citi Simplicity $10,000 l Amazon Store Card $10,000 l Discover IT $8,000 l Discover IT $7,000 l Chase Sapphire Preferred $7,000 l Chase Freedom Unlimited $6,000 l Chase Marriott Bonvoy $5,000 l Mercurycard $5,000 l Chase Amazon $4,000 l Citi Double Cash $4,000

Back to the garden forever
Message 11 of 21
Established Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@lockheart2188 wrote:

 Still hoping for a CLI lol. 


I don't bank with them or generally with any lender to keep Cash away from Credit.  

 

IME Chase CLI's aren't fruitful.  e.g I had asked for one 11/2017 and they gave me 5K and I turned around and wanted the CSP for the 50K SUB and was approved for 25K+ on it.  Span of a couple of weeks and a 20K difference between CLI and New Account.

 

400-500/mo in utilities you should probably be looking at USB Cash+ w/ 5% on 2 catagories 

500K+ TCL / 800+ FCOs
Message 12 of 21
Frequent Contributor

Re: Chase is Dead to ME...What has been your experience with them???

Every CLI fro Chase is NOT a HP! That is not true.
Message 13 of 21
Community Leader
Mega Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 

EX 754 EQ 774 TU 752


Message 14 of 21
Community Leader
Senior Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@Remedios wrote:

@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 


+1

And before I closed my Chase Slate and FU, everytime I asked for a CLI it was a

HP. Matter-of-the-fact, I got 2 HPs when I was approved for the FU and requested a larger CL. 😩

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 15 of 21
Frequent Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@Remedios wrote:

@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 


That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.

Message 16 of 21
Community Leader
Super Contributor

Re: Chase is Dead to ME...What has been your experience with them???

I believe @Remedios was referring to Cli requests initiated by customers of Chase will always be hpSmiley Wink.
#ChaseCreditCardHobby Enthusiast
Message 17 of 21
Community Leader
Mega Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@Green456 wrote:

@Remedios wrote:

@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 


That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.


 

Well, it's a good thing you did not call Chase to get CLI from BOA. That's 100% true. 

EX 754 EQ 774 TU 752


Message 18 of 21
Community Leader
Senior Contributor

Re: Chase is Dead to ME...What has been your experience with them???


@Remedios wrote:

@Green456 wrote:

@Remedios wrote:

@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 


That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.


 

Well, it's a good thing you did not call Chase to get CLI from BOA. That's 100% true. 


😂🤣😂🤣

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 19 of 21
Moderator

Re: Chase is Dead to ME...What has been your experience with them???


@Green456 wrote:

@Remedios wrote:

@flyingmd wrote:
Every CLI fro Chase is NOT a HP! That is not true.

 

If  consumer makes a CLI request, it's a HP. Always. 

 


That's 100% false. I did $10,000 CLI with BoA without any HP. As a matter of fact I did not even have to call anybody. Everything was done online. Actually I got another $10,000 CLI 3 months later also without any HP. So a total of $20,000.


@Green456, as mentioned upthread and for posterity, Chase  BoA.  The OP's discussion is about Chase.

Message 20 of 21
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