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Congratulations on the new account and for providing us with the data points! ☺️
@LuckyB338 wrote:
Sorry I’m late to the party folks! I’ve done extensive research into credit journey pre quals, and the findings are as follows;
- They bypass 5/24
- If you have credit journey pre quals you have/or will have pre quals on the regular site
- They are 100% solid as long as there has not been any significant changes to you’re report.
- You can go to a branch to further verify
To clarify for any folks that do not currently have a relationship with Chase...these data points apply to those who DO have a relationship with Chase. Credit Journey for non-Chase members does not provide pre-qualified offers.
Great points all around, thanks for that ladies & gents. Being a newer Chase member myself, this just saved me a # of questions in the future.
Also must note at least for me the credit journey pre-approval was a double pull. Experian and transunion