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Chase preapproved online but over 5/24

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Valued Contributor

Chase preapproved online but over 5/24

I just checked my chase prequalified Offers on-line and I was approved for CSP, Freedom, Freedom unlimted and slate.

I checked last week and nothing popped up.

I’ve been eyeballing the CSP for a while but was over 5/24 and still am.

Just because I’m preapproved online doesn’t bypass the 5/24 rule correct ?
I posted in another thread that was similar to this but never got a response.

Would stepping into a branch be any different ? I have no relationship with chase.

I have the Amex PRG, but most of my spend is outside the country for work and Amex doesn’t give double points for that like chase does. I eat out a lot overseas. Amex coverage isn’t great overseas. So I can take advantage of the rewards for this.




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 1 of 94
93 REPLIES 93
Moderator

Re: Chase preapproved online but over 5/24

Only a green check mark in Your Offers in an existing Chase online account (and possibly an in-branch preapproval but no Chase branches in New England other than NYC side of Connecticut) bypasses 5/24.


Message 2 of 94
Valued Contributor

Re: Chase preapproved online but over 5/24

I don’t have any chase accounts. I just checked the website.

I’m in Ohio if that matters




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 3 of 94
Frequent Contributor

Re: Chase preapproved online but over 5/24

I would say that doesn't bypass 5/24...you need the green check mark or the in-branch...but I think you need some sort of Chase relationship for the in-branch pre-approvals...maybe someone else can confirm or deny this

Message 4 of 94
Senior Contributor

Re: Chase preapproved online but over 5/24

Post a (sanitized) screen shot of that preapproval.

Message 5 of 94
Valued Contributor

Re: Chase preapproved online but over 5/24

They came from chase.com/Prequalified


https://ibb.co/ddrbBb
https://ibb.co/deOCjw




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 6 of 94
Senior Contributor

Re: Chase preapproved online but over 5/24

I would guess denial based on X/24, but I have no experience there.

 

Log in to your Chase Credit Journey account and see if any offers went live?

Message 7 of 94
Valued Contributor

Re: Chase preapproved online but over 5/24

I don’t have one of those. I can make one though

Can I just walk into a branch and ask about pre approvals ? There’s a ton of chases around me and for that signup bonus. I would consider opening a checking account. Probably won’t use it much.




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 8 of 94
Senior Contributor

Re: Chase preapproved online but over 5/24

It's free and I found prepproved offers hidden within the HTML source code that MAY offer SOME people offers at SOME POINT in time.  Not everyone gets offers, and not everyone sees offers last a long time.  If you do see an offer there, please post data points on it.

Message 9 of 94
Valued Contributor

Re: Chase preapproved online but over 5/24

Just made one. Have the same 4 offers as the online Prequalified site.

Does that app bypass 5/24 ?




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 10 of 94
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