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Good evening @LDennis,
I wish I could give you a definite answer but I cannot. There are many experts here who will guide you but IMO, you probably won't know until you apply.
What I can tell you is I just got back in with Chase CC's in the early summer and a little over two weeks ago was also approved for the CSP. I kept checking for prequals and in branch approvals at Chase for the CSP but to no avail. I ended up pulling the trigger online and was eventually approved.
Now with that being said, I did already have a Chase auto loan, but I knew my Chase internal score from my CFU card I received in June. My recommendation would be to sign up for Chase Credit Journey and see if you have any offers.
Thats all I have for you but you are in the right place as the experts who guided me and helped me will surely chime in.
Best of luck in your pursuit of CSP!!
OP, what are the limits of your current (3) cards?
I believe the CSP minimum approval SL is $5000, so where your current limits stand could play a role in approval.
I'd be a bit cautious about apping personally, as the CSP would have to yield a SL of at least 2X what you've currently got. They could take a chance with you, but could just as easily pass.
In terms of odds, I'd say 50/50.
@Anonymous wrote:I'd be a bit cautious about apping personally, as the CSP would have to yield a SL of at least 2X what you've currently got. They could take a chance with you, but could just as easily pass.
In terms of odds, I'd say 50/50.
+1 - Your scores aren't bad but you have taken out recent credit. The perfect profile is like $10K total credit under your belt with no new credit for a year for that or the CSR, I believe. But CSP supposedly has slightly lower standards than the CSR so you might get it? Def not a sure thing, though.