cancel
Showing results for 
Search instead for 
Did you mean: 

Citi CLI declined

essexjet
Contributor

Re: Citi CLI declined

I just received a secure message from CITI regarding my CLI:

 

How we made our decision

Your request was processed by a credit scoring system that assigned a numerical value to various items on your account(s) with us and your credit report. The information didn’t score a sufficient number of points for approval. We’ve denied your request for an increase due to the following reason(s):

  • Ÿ  You have paid a low portion of your lifetime charges on one or more of your accounts with us.

  • Ÿ  Your credit report shows your balances on your revolving accounts are too high in relation to those credit lines.

 

 

I believe this is based on old information and I didnt give it any time for the CB and CL to update.

2/21/19 Fico's: EQ 651 - TU 666 - EXP 670
4/4/19 Fico's: EQ 744 - TU 763 - EXP 758

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $8000 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500 / NFCU $1500 / Sams Club $7500
Message 11 of 15
BrutalBodyShots
Super Contributor

Re: Citi CLI declined


@essexjet wrote:

 

  • Ÿ  You have paid a low portion of your lifetime charges on one or more of your accounts with us.

 


Did you burn them in the past or something?  I find this reason above a bit curious.

Message 12 of 15
scarfa21
Regular Contributor

Re: Citi CLI declined

i have given up on Citi and CLI.  I have had my double cash card for over a year, only 1 cli, my scores are in my sig.  




Message 13 of 15
essexjet
Contributor

Re: Citi CLI declined

No, I have never had a CITI card before and never burned them

2/21/19 Fico's: EQ 651 - TU 666 - EXP 670
4/4/19 Fico's: EQ 744 - TU 763 - EXP 758

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $8000 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500 / NFCU $1500 / Sams Club $7500
Message 14 of 15
travisz281
Regular Contributor

Re: Citi CLI declined

Sorry to hear that it sucks I am also at a 500$ limit and Citi won't budge on it until 6 months old I think I got my last collection account removed from my report so hopefully they might approve it after my next statement closes with will be my 4th month but best of luck to you hope Citi gives you some love.

Fico 8 scores 100% on time payments 18% utilization tu inquirys 5 eq inquirys 4 ex inquirys 11:
Ex: 726 tu: 716 eq: 718
Aaoa is only 9months
Discover it cash back: $4500

Citi double cash: $1000
Fingerhut account: $800
Google store card : $1500
Amazon prime store card: $800
Citi AA Mile Up:$3700
American Express everyday: $2000
American Airlines WEMC: $6300
17k auto loan 6 year 10.99% interest loan
Gardening since: 04/30/19
Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.