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Citi CLI nonsense…

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Bizambish
Regular Contributor

Citi CLI nonsense…

Applied for a CLI on my relatively new Citi Premier card (sp on mobile app) 

 

instant denial - figured it was because the account is too new, no problem. Got the notice that says "Low limits reported on your credit report" 

They are by far my lowest credit limit; all my other accounts are 5 digits and up 😂

 

In everyone's experience are the denial reasons often just made up and/or random? 



Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR
Message 1 of 3
2 REPLIES 2
AceTen
Regular Contributor

Re: Citi CLI nonsense…

Sounds like your credit limit is too low for a credit limit increase. J/K  Smiley Very Happy

 

My reports or credit summaries have conflicting statements frequently. 

"Chains of habit are too light to be felt until they are too heavy to be broken."
Message 2 of 3
FalconSteve
Valued Contributor

Re: Citi CLI nonsense…

I hate when they lie. Just tell me the real reason, I'm a big boy, I can handle it

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
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