Citi CLI's question

schsa210 · ‎02-04-2020

Logged on to my citi account, not time for one yet, but was just going thru the motions of requesting a cli on Citi DC. Noticed something new, a message/schedule letting me know when my last cli was as well as the future date of when I can request my next cli. I like it. How long has that been there and is everyone now getting this?

~buried myself in the garden~

thornback · ‎02-04-2020

Interesting & good. I think it's a very recent addition - it wasn't there in January that I noticed - and I, too, went through the CLI screen knowing good darn well it hasn't been 6 months since my last CLI 😜.

I'll have to check my account. I'll update in a bit.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

M_Smart007 · ‎02-04-2020

@schsa210 wrote:
Logged on to my citi account, not time for one yet, but was just going thru the motions of requesting a cli on Citi DC. Noticed something new, a message/schedule letting me know when my last cli was as well as the future date of when I can request my next cli. I like it. How long has that been there and is everyone now getting this?

Hmmmm, something new.. Thanks for the tip!

M_Smart007 · ‎02-04-2020

I just checked My (2) Citi DC cards, the info did not show for Me.

I could be due to the fact I am past the 6 months since I asked for My last CLI's.

thornback · ‎02-04-2020

@M_Smart007 wrote:
I just checked My (2) Citi DC cards, the info did not show for Me.
I could be due to the fact I am past the 6 months since I asked for My last CLI's.

I just checked mine and it shows the message:

"We’re sorry, you’re not eligible to request a credit limit increase at this time because your last credit limit change was on 10/30/2019. There must be six months between changes in your credit limit. You may be eligible to make your next request on or after 04/27/2020."

Now that I actually see the message, I find it kinda rude. I like seeing the dates but I don't appreciate the tone... lol.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

schsa210 · ‎02-04-2020

@thornback wrote:
@M_Smart007 wrote:
I just checked My (2) Citi DC cards, the info did not show for Me.
I could be due to the fact I am past the 6 months since I asked for My last CLI's.
I just checked mine and it shows the message:

"We’re sorry, you’re not eligible to request a credit limit increase at this time because your last credit limit change was on 10/30/2019. There must be six months between changes in your credit limit. You may be eligible to make your next request on or after 04/27/2020."

Now that I actually see the message, I find it kinda rude. I like seeing the dates but I don't appreciate the tone... lol.

LOL!!!!

~buried myself in the garden~

AverageJoesCredit · ‎02-04-2020

@thornback, thats delightful, you want rude get denied for a Sync cli

YOU ARE DENIED!

Anonymous · ‎02-04-2020

Does this show up when you apply for a CLI?

thornback · ‎02-04-2020

@AverageJoesCredit wrote:
@thornback, thats delightful, you want rude get denied for a Sync cli YOU ARE DENIED! :(

Now that's just downright disrespectful.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

schsa210 · ‎02-04-2020

@Anonymous wrote:
Does this show up when you apply for a CLI?

It does. I went thru normal route for requesting a cli and that message showed up letting me know the last date I received one and the next date that I'm eligible to apply for my next one. I like it, it helps keep me disciplined and on track.

~buried myself in the garden~