Just testing the waters on what you guys think about my approval odds. I tried the pre qual and it is not giving me solid APR. I'm currently at 10 inq's with one card still reporting a 60 percent utilization, it is PIF. I do have quite of few new in accounts in the last year or so as follows! (5) inq's are for car/mortgage loans...
Cap one - 08/19
Best buy - 11/18
Chase FU - 04/19
Chase amazon - 09/19
Ford auto loan 07/19
I did but it's not giving me any cards for pre qual. I have read alot about people still getting approved even with no solid pre qual?
@Anonymous wrote:Just try there pre qual website that will tell you if you can or cannot
@Keatonsdaddy wrote:Just testing the waters on what you guys think about my approval odds. I tried the pre qual and it is not giving me solid APR. I'm currently at 10 inq's with one card still reporting a 60 percent utilization, it is PIF. I do have quite of few new in accounts in the last year or so as follows! (5) inq's are for car/mortgage loans...
Cap one - 08/19
Best buy - 11/18
Chase FU - 04/19
Chase amazon - 09/19
Ford auto loan 07/19
@Anonymous wrote:If you have more than 6 inquiries in the last 6 months it's a no go. Otherwise your odds look good once that card shows PIF.
Without a pre-approval the above appears to be the rule.
Your scores look good. Best to dress up your credit report before an application. Implement AZEO to improve your odds for prequal and application.
@Anonymous wrote:If you have more than 6 inquiries in the last 6 months it's a no go. Otherwise your odds look good once that card shows PIF.
@Anonymous nailed it again! ...6 inqs ..in a rolling 6 month period is a No go! ..
Want to ask Me how I learned that?
@M_Smart007 wrote:
@Anonymous wrote:If you have more than 6 inquiries in the last 6 months it's a no go. Otherwise your odds look good once that card shows PIF.
@Anonymous nailed it again! ...6 inqs ..in a rolling 6 month period is a No go! ..
Want to ask Me how I learned that?
Probably the same way I learned. 