Citi DC

[Anonymous]

After some deliberation, I decided to respond to a Citi DC invitation to apply. I submitted application, and got a response about reviewing application. Is there a chance if approval?

[Anonymous]

Absolutely there is a chance, but if you share your scores, utilization, inquiries, any negative items etc we can give you a better guess

[Anonymous]

EXP 695 7 inq 1 paid CO 15% util
TU. 688 8 inq. ""
Eq. 683 10 inq ""

Thanks!! I'll keep posted with response.

[elim]

I just went through this months bulk mail and had 5 of those DC mailers with similar scores.  I think you have a good chance but the limit may be low (which is why I didn't app).  

best of luck!

[Anonymous]

nthepursuitof, dont forget to let us (me) know the outcome.

GOOD OR BAD..

I am curious, about citi.

Thanks and good luck

[Anonymous]

i receive like 1 every week , i try it and approved with $800 , my scores lower. 

[Anonymous]

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@Anonymous wrote:
EXP 695 7 inq 1 paid CO 15% util
TU. 688 8 inq. ""
Eq. 683 10 inq ""

Thanks!! I'll keep posted with response.

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The DC usually needs a score of 700 or higher for approval.  You're right on the cusp which is likely why underwriting is taking extra time.  There's definitely hope of you, it's a good sign that you didn't get an automatic denial.

[Anonymous]

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@Anonymous wrote:

nthepursuitof, dont forget to let us (me) know the outcome.

GOOD OR BAD..

I am curious, about citi.

Thanks and good luck

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Will do!!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
EXP 695 7 inq 1 paid CO 15% util
TU. 688 8 inq. ""
Eq. 683 10 inq ""

Thanks!! I'll keep posted with response.

---

The DC usually needs a score of 700 or higher for approval.  You're right on the cusp which is likely why underwriting is taking extra time.  There's definitely hope of you, it's a good sign that you didn't get an automatic denial.

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I hope you're right!!

[Anonymous]

Soooo a very weird looking called me, which Iusually wouldn't answer. It was CITI, they wanted to confirm that I applied and verify some information. After a little wait(felt like forever), came back approved for 4k!!! APR will be on the high side 20.24%. I can finally stop holding my breath!!