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@Anonymous wrote:So after getting my 6th letter in the mail saying i was preapproved for the card and the citi preapproval site saying i was preapproved i decided to app tonight then i got the 7-10 day message is this normal not to get a instant decision for this card? i tried logging into the site i got in the email to check the status and this is what it says below am i denied? it was a double pull from EQ and EX my EQ is 690 and my EX is 727
We are still reviewing your application.Thank you for your Citi® Double Cash Card application. We're still reviewing it. Depending on how quickly we're able to process your information, we may post a decision here in 24 hours, so feel free to check back then. We'll be in touch in approximately 7-10 days via mail or email with a decision.
I had the same thing happen when I got my Diamond Preferred. After about a week I also called to see if I could "help" (i.e. speed things along) but was told to simply wait for them to reach out to me.
Nearly two weeks (!) after my call I got an email to call them, and when I did they verified a few things from my app and called me back to confirm my phone, then approved me on the spot. From original app to card receipt took nearly four weeks.
TL;DR... try to relax, and just let the process play out. The more you 'poke' at it, the more you risk standing out and having issues (IMHO).
oh i havent 'poked' at anything yet lol just curious because i know a lot of times when you get the 7-10 day message its a denial but i guess ive been reading with citibank it works a little differently thanks
I understand Citi to be big on identity verification. I got a statement similar to yours and I was just requested to provide docs proving identification in the notification.
still says they are reviewing my application this is the longest ive ever had to wait for a decision all my other cards were instant approval and discover told me when i finished the app to call and confirm my identity but its not denied so i guess i have to wait a little longer
so i decided to call last night i finally figured out what the issue is i use google voice as my number for all my cards she said they tried to send me a pin to verify my number but they cannot verify my number so they sent me a letter on the 17th with a pin once i get the letter to call back and give it to them the pin then i will be approved i guess so i have to wait a little longer
@Anonymous wrote:so i decided to call last night i finally figured out what the issue is i use google voice as my number for all my cards she said they tried to send me a pin to verify my number but they cannot verify my number so they sent me a letter on the 17th with a pin once i get the letter to call back and give it to them the pin then i will be approved i guess so i have to wait a little longer
At least you know it was approved. I never had to wait until i went after Cash+. It took them 10 days for a decision, but it was worth it. I have awhile before i can app Citi DC (if i do) due to recent activity.
Update
so i got the letter in the mail on monday and i called tuesday and gave the pin he put me on hold for a few minutes and came back and said i was approved for a whopping $500 dollar SL gotta say im really disappointed i wasted a double pull over this nothing i can do about it now but try for a cli whenever i can get one with a soft pull but i cant hardly put any spend on this card with that limit unless i constantly pay it off weekly