Citi Prestige Data Points Please

[PointsBonus]

Has anyone had any experience with Citi Prestige Approval odds/experience?  

DP -

4 inq in the last 6 months across all 3 bureau 

690 Ex

690 Equifax 

723 Transunion 

1 newest account as a AU was in 12/19

1 newest account as primary was in 11/19

Thank you all in advance. 

[mikesonthemend]

unpaid baddies will most likely not fly. Expect a double pull.

[Anonymous]

Try Pre Qual first

[PointsBonus]

---

@Anonymous wrote:

Try Pre Qual first

---

No dice 🎲 for a long time 

[Meanmchine]

Any prior Citi relationship?

[PointsBonus]

---

@Meanmchine wrote:

Any prior Citi relationship?

---

Nope 

[Anonymous]

Their prequel site is pretty solid. 

They use bankcard 8 I believe. 

[kdm31091]

Citi typically pulls EQ and/or EX (sometimes one, sometimes both) at least in my area. With scores below 700 I think the Prestige would be a long shot as it's their top tier card.

I'd wait until the prequal shows up - Citi prequal is usually pretty reliable.

[seattletravels]

---

@kdm31091 wrote:

Citi typically pulls EQ and/or EX (sometimes one, sometimes both) at least in my area. With scores below 700 I think the Prestige would be a long shot as it's their top tier card.

I'd wait until the prequal shows up - Citi prequal is usually pretty reliable.

---

+1

[Caught750]

I have Citi Premier, DC, and AA Biz.  I've burnt Citi Retail in the past (CO which was present for all 3 approvals) but paid them back years ago.  Never got a single prequal from them.  If you get it it's reliable but you can MOST DEFINITELY be approved without one.

Scored were ~700 for all 3.  1 was instant and two were pending and approved as soon as I called the backdoor number and the app was processed with no real input from me.

Prestige is different though.  With 700ish scores and no relationship I'd agree it may be a long shot.  I'd also wait till I was 0/6 for that one.