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Citi Prestige "Further Processing"

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Harvey26
Valued Contributor

Re: Citi Prestige "Further Processing"

@BeEasyMark Have you looked at Penfed, Discover or Maybe even another Amex or Bank of America. From experience 4506-T processing has been significantly slower due to covid my AMEX one took almost 6 months and 2 apps.

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 50K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K
@ 1.74
Message 11 of 19
BeEasyMark
New Contributor

Re: Citi Prestige "Further Processing"

I've submitted my 4506-T and got a message saying:

 

Thank you for your interest in the Citi Prestige® Card account. We're reviewing your application submitted on 12/28/2020 and will get back to you within 7-10 days.

 

Should I just wait or give them a call?

 

Thanks.

 

 

Message 12 of 19
coldfusion
Community Leader
Mega Contributor

Re: Citi Prestige "Further Processing"

There is no harm in calling.  You may or may not have better luck in getting a meaningful response by waiting until Tuesday business hours to call due to tomorrow being the MLK holiday.

 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 19
FinStar
Moderator Emeritus

Re: Citi Prestige "Further Processing"


@BeEasyMark wrote:

I've submitted my 4506-T and got a message saying:

 

Thank you for your interest in the Citi Prestige® Card account. We're reviewing your application submitted on 12/28/2020 and will get back to you within 7-10 days.

 

Should I just wait or give them a call?

 

Thanks.

 


When did you submit the 4506-T request to Citi?

Message 14 of 19
BeEasyMark
New Contributor

Re: Citi Prestige "Further Processing"

I think they received it last Wednesday, that's when I got the 7-10 days message for the second time.

Message 15 of 19
FinStar
Moderator Emeritus

Re: Citi Prestige "Further Processing"


@BeEasyMark wrote:

I think they received it last Wednesday, that's when I got the 7-10 days message for the second time.


Ok, I would give it until this Wednesday to check on it.  Just keep in mind that 4506-T reviews may have some delays due to COVID-19 operations-related impacts.  Plus, the MLK holiday.

Message 16 of 19
BeEasyMark
New Contributor

Re: Citi Prestige "Further Processing"

My application was denied because of the following reason:

 

"Thank you for your interest in the Citi Prestige® account. We're unable to approve your application because we couldn't verify some of the information on your application."

 

Is there something I can do at this point?

Message 17 of 19
Anonymous
Not applicable

Re: Citi Prestige "Further Processing"


@BeEasyMark wrote:

My application was denied because of the following reason:

 

"Thank you for your interest in the Citi Prestige® account. We're unable to approve your application because we couldn't verify some of the information on your application."

 

Is there something I can do at this point?


That's polite speak for "you lied about your income". 

Message 18 of 19
BeEasyMark
New Contributor

Re: Citi Prestige "Further Processing"

That's what I was worried about because my 2019 income was about half of what my 2020 income is.

Message 19 of 19
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