Comenity CLI HP/SP Data Points

[Anonymous]

AJC I apologize - I don’t recall seeing it. If so maybe a mod would merge this with that thread?

[AverageJoesCredit]

No probs Devil, im suprised i havent seen it in awile. I thought he was keeping it up to date. Just keep what you are doing until either someone finds it, or merges. Any data can help

[Anonymous]

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@AverageJoesCredit wrote:
Doesnt @FireMedic1 already have a thread dedicated to this? Not sure where it is but he put up mad dps to scare off most cli Comenity thrillseekers

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Wasn't that a SCT thread?

This thread being unique to Commenity & CLIs makes it valuable, as is. IMHO. Would hate to see it merged.

[AverageJoesCredit]

Ah, good catch James. Still weird no one has resurrected it. Carry on Mr Diablo

[AverageJoesCredit]

For thread my recent cli request via call in, automated, was approved for $1k , no hp. Zales, the real Black Card

[Hockeypnc1]

Denied for all Comenity credit limit increases

All have been soft pulls

Have tried online and over the phone

Always denied.

I have many Comenity cards like Victoria's Secret, J Crew, NY and Company, Williams Sonoma, etc.

[Anonymous]

Card in question:  The Children's Place
Open date and whether SP/SCT or HP:  02/24/2018 HP
Existing CL:  $750
Date of CLI:  03/10/2018
Amount of CLI:  $500
For each CLI, whether it was SP or HP:  HP Equifax

[Anonymous]

Comenity seems to be strange/irregular in their process. I got Overstock/Boscov's/Victoria Secret cards, all through SCT but they all incurred a HP regardless.

Card in question:  Overstock
Open date and whether SP/SCT or HP:  January 2019 SCT/HP
Existing CL: $750
Date of CLI:  Once card came in mail
Amount of CLI:  $1600 increase to $2350
For each CLI, whether it was SP or HP:  CLI was SP

Card in question:  Boscov's
Open date and whether SP/SCT or HP:  January 2019 SCT/HP
Existing CL: $1000
Date of CLI:  Once card came in mail
Amount of CLI:  $1600 increase to $2600
For each CLI, whether it was SP or HP:  CLI was SP

Card in question:  Victoria's Secret
Open date and whether SP/SCT or HP:  January 2019 SCT/HP
Existing CL: $500
Date of CLI:  Denied any CLI
Amount of CLI:  $0
For each CLI, whether it was SP or HP:  SP

[FinStar]

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@Anonymous wrote:
AJC I apologize - I don’t recall seeing it. If so maybe a mod would merge this with that thread?

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The separate running thread that @FireMedic1 created just for the SCT (HPs) is below for anyone that would be interested:

 https://ficoforums.myfico.com/t5/Credit-Card-Applications/Updated-SCT-is-now-a-HP-No-more-tricks/m-p/5359856

[Anonymous]

It's not much, but I'll add my two cents.

I was approved for an Overstock card in early Jan 2019 with a $250 credit limit. Hard pull (of course) with Experian.

A few weeks later, on a whim, I clicked on the LUV button. Refused, no hard pull. (I was not shocked at the refusal!)