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Comenity CLI HP/SP Data Points

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GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
^^^ that’s a helluva run!

My latest was this morning, got another CLI on VS today. Another $500, for a total of $2500 now, one day before the two month mark since my last increase.

Super fantastic!!!!!  That's a whole lotta brasSmiley LOLSmiley Very HappySmiley LOLSmiley Tongue

My Take Home Pay Don't Take Me Home
Message 131 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Lol yeah, just what I needed 😂
Message 132 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points

Naw...just kidding.  You're a good man taking one for your girls(family) not "Da gOOrls"!  hahahaha!!!!!

 

 

My Take Home Pay Don't Take Me Home
Message 133 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Lmao 😂
Message 134 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points

 

>>>>>Git it?!? git it!?! Take One for the Team?  Your dw and dd's; not....... the "Girls" or is this an udderly stoopid joke?  hahahahahahahSmiley Very HappySmiley Very HappySmiley Very Happy

My Take Home Pay Don't Take Me Home
Message 135 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Lol you’re full of it today!
Message 136 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
Lol you’re full of it today!

Always.  But really happy for you.  Comenity seems to like you a lot.  Nowadays that seems like a rarity.

My Take Home Pay Don't Take Me Home
Message 137 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
^^^ that’s a helluva run!

My latest was this morning, got another CLI on VS today. Another $500, for a total of $2500 now, one day before the two month mark since my last increase.

 


Congrats!!! I am assuming this was a soft pull? Also, What is your usage like? I got an auto 250 a few months ago but have barely used it since. 

Message 138 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Does anyone know which version of FICO does Comenity use? The denial letters don’t match up with any of my scores.

Message 139 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Morpho, as far as I can tell personally, they’ve used F08.

@macedwar, current usage on VS is 23%. I bought hoodies for my wife and daughters a week and a half ago for our trip to the Adirondacks. Two days after that $105 spend, I got a SP CLI of $500. It had been awhile since a purchase and maybe they were just returning the favor, but I’ve also been on a roughly two month cycle for increases, and getting one on 9/3 was one day less than two months since the last.

I’m using 16% (and falling) on Wayfair as the balance is on a 0% promo. Also, what I’ve done personally on this thread since I started it, is keep a running timeline of my own CLI approvals in the first reply under the initial post, giving date and amount for each CLI on either card along with the pull to try and show any pattern that emerges. If you look at reply #1 on page 1, you’ll see all of my CLIs on each account and their info.
Message 140 of 638
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