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Comenity CLI HP/SP Data Points

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Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

CLI Update:

 

Victoria Secret: $500 -> STILL $500, will not budge

Boscov's: $4,200 -> $5,000

Overstock: $3,950 -> $4,750

 

All SP's.

 

They gave me $800 increase on both Boscov's and Overstock but my Victoria Secret card seems to be locked at $500, unfortunately.

Message 121 of 638
mikesonthemend
Valued Contributor

Re: Comenity CLI HP/SP Data Points

Forgot to update this thread. Had a SP CLI on IKEA card last week.




Living through Darwinism is so much worse than learning about about it in school.
Message 122 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
Laurachrissy, my VS card didn’t work via SCT. I got the pop up at checkout online and accepted it but it was a HP approval. My post up above is amended to reflect this.
  • DW app for VS was HP last year as well. That was the first and only HP that we have had on our combined 5 comenity cards. I will post the requested data points tomorrow after work for y'all.
  • All 5 cards via SCT. As an overview, I have had all of my comenity from mid 2016 (iirc) and have had monthly CLIs with ONLY SPs. I have found that if I wait exactly 30 days for CLI, it's been approved. 1 day early, and I get the "we recently granted CLI" type denial. 
Message 123 of 638
Mcx990
Valued Member

Re: Comenity CLI HP/SP Data Points

Overstock
SL $500 (HP EXP) 7/1/2019
CLI $1300 new CL (SP) 7/22/2019
Scores: TU 592 EQ 587 EXP 622
Message 124 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Another luv button CLI on Wayfair today, another $800 for a new limit of $3700. I appear to be on staggered two-month schedules for my two cards, Wayfair and VS. Wayfair increases have been 8/8, 6/8, and 4/8. VS has been 7/4 and 5/4 so far on this. No HPs for any CLIs yet.
Message 125 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
Another luv button CLI on Wayfair today, another $800 for a new limit of $3700. I appear to be on staggered two-month schedules for my two cards, Wayfair and VS. Wayfair increases have been 8/8, 6/8, and 4/8. VS has been 7/4 and 5/4 so far on this. No HPs for any CLIs yet.

Good Morning!  You're on a productive schedule.  

My Take Home Pay Don't Take Me Home
Message 126 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Morning @LauraC - I think it’s a doable CLI schedule. If they’re willing to maintain this, then six CLIs annually per card is just fine with me lol.
Message 127 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Recieved first CLI on my Wayfair card today, took 90 days, SP increase of $800 ($4500 - $5300).

Message 128 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points

Card in question Overstock
Open date 12/2016 SL $1,000 - HP
Existing CL 9/2019 $19,700
12/2016 +200 - SP
3/2017-1/2018 Ran a low 0% promo balance to establish history
1/2018 +1.5k - SP
5/2018 +1.5k - SP
8/2018 +1.5k - SP
11/2018 +1.5k - SP
12/2018 +1.5k - SP
1/2019 +1.5k - SP
2/2019 +1.5k - SP
3/2019 +2k - HP  - $13,700 [changed to +2k increases]
4/2019 +2k - SP
5/2019 +2k - SP
6/2019 Charged $2k using 0% promo
6/2019 CLI Declined - SP - Reason: not enough time at existing credit line
7/2019 Paid down balance to $480
8/2019 +2k - SP

Updates

11/2019 +2k - SP - $21,700

1/2020 +800 - SP - $22,500
3/2020 +800 - SP - $23,300

5/2020 +2k - SP - $25,300

7/2020 +2k - SP - $27,300

9/2020 +2k - SP - $29,300
11/2020 +2k - SP - $31,300
2/2021 +2k - SP - $33,300
4/2021 +2k - SP - $35,300

 

 

Going forward will continue to request CLI's every 2-6 months until I reach $25-30k $35k. DONE!!!

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.
Message 129 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

^^^ that’s a helluva run!

My latest was this morning, got another CLI on VS today. Another $500, for a total of $2500 now, one day before the two month mark since my last increase.
Message 130 of 638
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