Comenity Capital Bank Credit Bureau

ADARPegasus · ‎04-30-2015

I applied for a Virgin American Premium Visa Signature Card and I tried the number on backdoor numbers and it didn't work and i was wondering if anyone knows the number and if anyone knows what credit bureau they pull?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16

CreditCuriosity · ‎04-30-2015

If it is commedity it is typically EQ pull... Don't know the number off hand. Can check Credit Pulls database to confirm who they pull.

Looks like a toss up between EQ or TU

ADARPegasus · ‎04-30-2015

@CreditCuriousity wrote:
If it is commedity it is typically EQ pull... Don't know the number off hand. Can check Credit Pulls database to confirm who they pull.

Looks like a toss up between EQ or TU

Whats the website for the Credit Pulls Database?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16

Anonymous · ‎04-30-2015

@Jonbuck06 wrote:
@CreditCuriousity wrote:
If it is commedity it is typically EQ pull... Don't know the number off hand. Can check Credit Pulls database to confirm who they pull.

Looks like a toss up between EQ or TU
Whats the website for the Credit Pulls Database?

Can't link it here. Google it

ddemari · ‎04-30-2015

Virgin was an EQ PULL.
The only comenity card i ever applied
For that wasnt an EQ pull was Barneys and that was an EX pull

ADARPegasus · ‎04-30-2015

Did you get the virgin card? What's your limit?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16

debsunshine · ‎04-30-2015

I just got the Virgin America card they pulled Equifax my scores are below and my limit is $2000.00 of course this is the 5th comenity visa I have gotten in a months time so I beleive the credit limits are getting lower with more exposure. I hope this helps.

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500

Dahlia77 · ‎04-30-2015

They pull Equifax - pulled it for me. My SL was $5000. But I only have one secured credit card with 9 months history and a charge off still reporting. Rare for them to pull TU.

Lyythine · ‎05-01-2015

For another data point, I also have this card and it is my only Comenity card. It was a hard EX pull here in Pennsylvania. They then softed my EQ 4 months later. Initial CL was 12k, raised to 22k using their previous SP 3 weeks ago. In retrospect, I should have asked for more as the 10k CLI was instantly approved.