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Been in the Garden for about a year and a half.
I've been getting some credit card offers in the mail and decided to pull the trigger two new cards.
I was instantly approved for the Discover IT card for $4,500 and the Amazon Prime Visa Card for $2,500 w/ $70 Amazon gift card.
I decided to give a product change a try with Chase and Capital One. To my surprise, it was pretty easy. Capital one online chat took 5 minutes, and a quick phone call to chase and I got my cards changed. I upgraded my Capital One Platinum Visa to the Venture One card and got my Chase Slate card upgraded to the Saphire Preferred with a 1.5K CLI.
Last Month, I tried the AMEX 3x CLI and was given a 10K limit. from 4K. Didn't want to get shot down, so I requested a 10K limit instead of 12K...
Now it's time I go back into the Garden and let the two new accounts age...
@JAlex2014 wrote:Been in the Garden for about a year and a half.
I've been getting some credit card offers in the mail and decided to pull the trigger two new cards.
I was instantly approved for the Discover IT card for $4,500 and the Amazon Prime Visa Card for $2,500 w/ $70 Amazon gift card.
I decided to give a product change a try with Chase and Capital One. To my surprise, it was pretty easy. Capital one online chat took 5 minutes, and a quick phone call to chase and I got my cards changed. I upgraded my Capital One Platinum Visa to the Venture One card and got my Chase Slate card upgraded to the Saphire Preferred with a 1.5K CLI.
Last Month, I tried the AMEX 3x CLI and was given a 10K limit. from 4K. Didn't want to get shot down, so I requested a 10K limit instead of 12K...
Now it's time I go back into the Garden and let the two new accounts age...
Congrats on both of your new cards!
I have a quick question for you. That year and a half in the garden sounds similar to my situation until 2 recent applications, and was curious if you had a 2 year application "spree" planned prior to this? If so, do you plan to let these cards age 6 months and return to the original 2 year date for the spree, or wait longer than your 2 year gardening date would have been? Either way, congrats!
Sounds like your gardening made what you wanted easier to get. Congratulations to you. Well done!
@Anonymous wrote:
@JAlex2014 wrote:Been in the Garden for about a year and a half.
I've been getting some credit card offers in the mail and decided to pull the trigger two new cards.
I was instantly approved for the Discover IT card for $4,500 and the Amazon Prime Visa Card for $2,500 w/ $70 Amazon gift card.
I decided to give a product change a try with Chase and Capital One. To my surprise, it was pretty easy. Capital one online chat took 5 minutes, and a quick phone call to chase and I got my cards changed. I upgraded my Capital One Platinum Visa to the Venture One card and got my Chase Slate card upgraded to the Saphire Preferred with a 1.5K CLI.
Last Month, I tried the AMEX 3x CLI and was given a 10K limit. from 4K. Didn't want to get shot down, so I requested a 10K limit instead of 12K...
Now it's time I go back into the Garden and let the two new accounts age...
Congrats on both of your new cards!
I have a quick question for you. That year and a half in the garden sounds similar to my situation until 2 recent applications, and was curious if you had a 2 year application "spree" planned prior to this? If so, do you plan to let these cards age 6 months and return to the original 2 year date for the spree, or wait longer than your 2 year gardening date would have been? Either way, congrats!
Hi CaptianJ,
Thanks! I didn't have an app spree planned prior. I was just super tempted by the offers and decided to go for it. When I started gardening, I was only planning on doing it for a year but I kept going after the year, didn't feel the need to get another card at the time and I wanted my AAOA to increase. I plan on letting these accounts age for 6 - 12 months before I even consider applying for anything else.