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Costco Citi - which score do they use?

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Valued Member

Costco Citi - which score do they use?

I've been boosting my credit diligently for the last 18 months and had SO MUCH help from this group that has improved my scores a lot. Thank you! I've been wanting a Costco Citi card, and have been watching my scores and waiting for just the right time. Does anyone know which score they use? All three of my FICO scores are in the 702-720 range. Thank you! 

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Established Contributor

Re: Costco Citi - which score do they use?

Congratulations on getting yout scores up. Unfortunately I don't have the DPs you need.


Current Scores & Increase since May 2020:

EX: 718 (+55)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/22/2020
Message 2 of 11
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Regular Contributor

Re: Costco Citi - which score do they use?


@diane11 wrote:

I've been boosting my credit diligently for the last 18 months and had SO MUCH help from this group that has improved my scores a lot. Thank you! I've been wanting a Costco Citi card, and have been watching my scores and waiting for just the right time. Does anyone know which score they use? All three of my FICO scores are in the 702-720 range. Thank you! 


What state are you in?



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 3 of 11
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Valued Member

Re: Costco Citi - which score do they use?

Massachusetts

Message 4 of 11
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Regular Contributor

Re: Costco Citi - which score do they use?

Per Doctor of Credit, EX & EQ.



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 5 of 11
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Established Contributor

Re: Costco Citi - which score do they use?

I'm in Florida and they pulled EX and EQ on all 4 of my accounts. Not sure what your profile is like you might want to be specific so others can advise you what to do. Any lates how many and how long ago and BK history your AAOA everything you know post so others can give you a more accurate response. Good luck either way. 

NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 6 of 11
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Super Contributor

Re: Costco Citi - which score do they use?

Good luck with Costco !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 7 of 11
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Frequent Contributor

Re: Costco Citi - which score do they use?

good luck.gif






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Message 8 of 11
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Valued Member

Re: Costco Citi - which score do they use?

I was 680s across the board when I got approved for mine. Only bad was BK7, and I was 8 years post when approved. 

Message 9 of 11
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Valued Contributor

Re: Costco Citi - which score do they use?

They pull EX8 for me, and always turn me down due to a medical collection from 6 years ago. 

 

Edit: Sorry I'm in CA




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