Logged in on the phone to check things and this pop up was found.
"We’re so confident in our technology, we’re putting our money where our mouth is. Compare a mix of offers based on your credit profile– if you apply for one marked with the Karma Guarantee and aren’t approved, we pay you $50."
https://www.creditkarma.com/karma-guarantee
So I go to look. Very Good on some cards. 720's. No Guarantee's.
I was guaranteed the prosper card and the lovely upgrade and prosper loans
I dont trust ck, they say i have very good odds on 2 wf cards when i just got denied 2 months ago and 3 cap 1 cards when i already hold the max cap 1 cards.
@SUPERSQUID wrote:I dont trust ck, they say i have very good odds on 2 wf cards when i just got denied 2 months ago and 3 cap 1 cards when i already hold the max cap 1 cards.
I don't think anyone trust them 😂😂
Indigo card for me how awesome! lol...
@CreditCuriosity wrote:Indigo card for me how awesome! lol...
Me too. Guarantee to be approved for the Indigo card. 1.5% cash back and a higher annual fee than my CSP. Rebuilder card? LOL... my scores are WELL in the 800s... FICOs even higher than Vantage 3.0.
It's like when I looked for Amex preapprovals and they told me to try the Credit One card!
@Jnbmom wrote:
@SUPERSQUID wrote:I dont trust ck, they say i have very good odds on 2 wf cards when i just got denied 2 months ago and 3 cap 1 cards when i already hold the max cap 1 cards.
I don't think anyone trust them 😂😂
True dat. $50 per HP? Pass.
i have a feeling they wil only gaurantee cards that are sub prime that either dont hard pull someones credit or approve just about anybody... i would be shocked to see the CK Gaurantee for cards like AMEX or the likes. On my app i have good for all amex cards and outstanding for all the subprime (these cards never go away for me) with the CKG on only the subrpime cards. I would like to be proven wrong tho - would be cool to be able to get 50 bucks after applying with places like Citi and getting denied, would make the hard inquiry hurt a lot less lol
Well isn't this interesting...
I admit the idea of having another Custom Cash (via PC) is slightly interesting, but truthfully I don't really need it.
If I was more adventurous I'd go through the motions just to collect the $50, since I'm fairly sure I'm maxed-out with Citi (not to mention my Citi apps always go to manual review). It's not meant to be, though, so I'll continue to sit on my hands.
@UncleB wrote:Well isn't this interesting...
I admit the idea of having another Custom Cash (via PC) is slightly interesting, but truthfully I don't really need it.
If I was more adventurous I'd go through the motions just to collect the $50, since I'm fairly sure I'm maxed-out with Citi (not to mention my Citi apps always go to manual review). It's not meant to be, though, so I'll continue to sit on my hands.
Then if you know you'll be denied, go make an easy $50!