@805orbust wrote:We definitely aren't their target demographic! 🤣🤣
LOL !
ha $75 SUB for $75 spent for apple card, and it actually goes to your apple cash thing, not some CK account
Starting FICO 8s
Current FICO 8s
Just checked my account ... no offers
Current scores both 835ish, no new accounts in the past year
Another lump of coal for me
EDIT
@Anonymalous wrote:I'm wondering what their critera are. Because some of you like @CreditMarathoner seem to have much better profiles than I do, but you're getting matched with subprime cards.
Whereas they seem to really like me. I've got the $50 guarantee with:
- Citi Double Cash
- Citi Diamond Preferred
- Citi Custom Cash
That's exactly what mine shows. I have two 2% cards, the PenFed PCR and FNBO Evergreen, so I don't see a need for the Double Cash. I don't think I need a dedicated balance transfer card, which is what the Diamond Preferred looks like to me. I already have the Custom Cash and don't think I can apply for another, plus ck specifically says that the $50 guarantee doesn't apply on cards you already have. Getting the Double Cash or Diamond Preferred and later PC it to a second Custom Cash is an interesting idea . . . but not right now. Next two cards I have my eye on are Chase Sapphire Preferred and US Bank Cash+. I don't see either of those on their list And both are rather sensitive to number of new accounts, so I don't think I'll run this experiment at this time, thank you very much.
I am in the rebuilding phase. Had an offer pop up recently for a Merrick Double Your Line Card. It showed I was pre-approved for 1 thousand, no annual fees. Decided to try it out and declined right away. Still haven't heard why. Bummed I wasted a hard pull.
I did receive an email from Credit Karma about 5 days after the fact saying sorry it didn't work out and telling me how to get my $50. You can choose your Karma cash account or a Visa Gift Card. If you choose a Visa gift card, it lets you know their partner will be contacting you for details. That was just this morning. Haven't heard from their partner yet.
@ashjt2011 wrote:I am in the rebuilding phase. Had an offer pop up recently for a Merrick Double Your Line Card. It showed I was pre-approved for 1 thousand, no annual fees. Decided to try it out and declined right away. Still haven't heard why. Bummed I wasted a hard pull.
I did receive an email from Credit Karma about 5 days after the fact saying sorry it didn't work out and telling me how to get my $50. You can choose your Karma cash account or a Visa Gift Card. If you choose a Visa gift card, it lets you know their partner will be contacting you for details. That was just this morning. Haven't heard from their partner yet.
Thank you for the DP!
Even have one for their Custom Cash yet I go on their website and they can't match me for any offers....then again....I did get an offer for the custom cash and diamond preferred in the mail....
Ha. It tells me the Karma Guarantee is good for the Indigo® Mastercard® Cashback Rewards, a card I would never get.
However, it then tells me, when I go to "My Recommendations," that I have an excellent chance for Blue Cash Everyday® Card from American Express and an outstanding chance for Discover it Balance Transfer.
So, take that guarantee with a grain of salt. Seems that way from some of the data points on this very thread, too.
Heck, if they guaranteed me a reasonable card I may want, I'd pull the trigger just to see if I get the $50.
i got offer but credit card offer bad high fee...