My CreditOne score is 74
I'll stick with FICO
I saw in my USPS Informed Delivery that I was getting a solicitation from Credit One today, so I checked out their website and saw a prequal. Tried it and failed miserably, but am a bit confused why.
Number of Auto Trades
I have ONE auto loan
Balances relative to credit limits reported on revolving accounts
I'm at 3.5 percent utilization
Balances relative to credit limits reported on revolving accounts and age of trades
I have one card with a 15% util. Others are well below 8.9%.
AAoA is 20 years
Number of Inquiries
I have 2 EX. One from August of 2017 and one from Nov 2018 which was for an Apartment lease.
Now this one is the kicker....
Credit Score: 332
My last EX that was pulled by Amex on 4/4 was 733! WTH? Could they have pulled the wrong file from EX?
Yikes man, don't bother with Credit One. They are notoriously bad.