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Current SUBs over $300 cash?

Senior Contributor

Current SUBs over $300 cash?

I have enough airline miles for now and so many hotel points I'm considering cutting back on my hotel AFs.

 

I'm a bit hungry for a new bonus, though. What's currently out there as far as cash back? I could do ~$10k of off-category spend in 3 months, so minimum spend is not likely to be an obstacle.

 

BofA Premium Rewards is $500 + $100 airline incidentals less a $95 AF for $3k spend. Already have GE.

I'm aware Chase Ink cards have nice bonuses, but for a variety of reasons additional Chase cards are not practical right now.

 

Any other offers for $500? Maybe $300 or $400 without an AF due?

 

And, to be clear, I'm looking for statement credits, electronic deposits, or paper checks. Not gift cards, travel purchase statement credits, or book-travel-through-us points.

Major spend: CSR, BBP, Costco
Rewards/AAoA ballast: CF, CFU, Discover, ED, BCE, Arrival, DoubleCash
Perks: Schwab Platinum, IHG49, Hyatt75
Bonus chasing: Aviator Red, SPG Luxury, Savor
Message 1 of 31
30 REPLIES
Valued Contributor

Re: Current SUBs over $300 cash?

I just collected $500 from NFCU Flagship after 4Kspend in 3 months. Wells Fargo Propel is next to pay: 3K spend over 90 days for $300. Neither card with an AF. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (1/25/2019): FICO 08 EXP: 721; TU: 754; EQ: 744
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 2 of 31
Senior Contributor

Re: Current SUBs over $300 cash?

Not an NFCU member, but the "public" offer I see has a $49 AF due the first year.

WF is a possibility. Not sure if my closure of a checking account shortly after a $250 new account promo would weigh against me.
Major spend: CSR, BBP, Costco
Rewards/AAoA ballast: CF, CFU, Discover, ED, BCE, Arrival, DoubleCash
Perks: Schwab Platinum, IHG49, Hyatt75
Bonus chasing: Aviator Red, SPG Luxury, Savor
Message 3 of 31
Frequent Contributor

Re: Current SUBs over $300 cash?

Capital One Savor is $500 with annual fee waived first year

Message 4 of 31
Senior Contributor

Re: Current SUBs over $300 cash?

Savor looks very nice.
Major spend: CSR, BBP, Costco
Rewards/AAoA ballast: CF, CFU, Discover, ED, BCE, Arrival, DoubleCash
Perks: Schwab Platinum, IHG49, Hyatt75
Bonus chasing: Aviator Red, SPG Luxury, Savor
Message 5 of 31
Frequent Contributor

Re: Current SUBs over $300 cash?

Yes it does. Comes with Postmates unlimted too!

Message 6 of 31
Valued Contributor

Re: Current SUBs over $300 cash?


@avogadro12 wrote:

Capital One Savor is $500 with annual fee waived first year


It’s a nice SUB but no intro APR is a bit of a crap sell when you’re taking a hit on each bureau imo. 



Scores 1/1/19:
Scores 2/11/19:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 7 of 31
Senior Contributor

Re: Current SUBs over $300 cash?

Ugh.

 

I used myequifax to request a temporary lift of my security freeze, but apparently the request didn't go through correctly. Trusted ID says my EQ report is still frozen.

 

So Cap1 pulled EX and TU, then sent my application to pending. No pull on EQ.

 

What do I do from here? Will Cap1 call me or should I call them? Will they do a single pull of EQ? Or would it be 3x all over again, giving me 2 TU, 2 EX, and 1 EQ?

 

Not that my inquiries are excessive or anything.

Major spend: CSR, BBP, Costco
Rewards/AAoA ballast: CF, CFU, Discover, ED, BCE, Arrival, DoubleCash
Perks: Schwab Platinum, IHG49, Hyatt75
Bonus chasing: Aviator Red, SPG Luxury, Savor
Message 8 of 31
Frequent Contributor

Re: Current SUBs over $300 cash?


@wasCB14 wrote:

Ugh.

 

I used myequifax to request a temporary lift of my security freeze, but apparently the request didn't go through correctly. Trusted ID says my EQ report is still frozen.

 

So Cap1 pulled EX and TU, then sent my application to pending. No pull on EQ.

 

What do I do from here? Will Cap1 call me or should I call them? Will they do a single pull of EQ? Or would it be 3x all over again, giving me 2 TU, 2 EX, and 1 EQ?

 

Not that my inquiries are excessive or anything.


I applied for the Savor a while ago and it did the same thing, they called, I beleive the next day,  and sent me something in the mail, but I never followed up so I did not open the account. 

Message 9 of 31
Community Leader
Super Contributor

Re: Current SUBs over $300 cash?


@Saeren wrote:

@avogadro12 wrote:

Capital One Savor is $500 with annual fee waived first year


It’s a nice SUB but no intro APR is a bit of a crap sell when you’re taking a hit on each bureau imo. 


For what the SUB is and with no AF to boot it's no brainer even with 3 HPs to me. The issue with this card is getting approved the criteria/UW for it makes it difficult to get.

FICO 08 Scores (Nov-18): TU 783, EQ 791, EX 771

Message 10 of 31