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Thanks for sharing, @recoveringfrombk7! Sorry about your denial!
Does anyone know if they will never approve you at all with a BK? Or is it a certain time you have to wait after the BK?
@Anonymous wrote:Does anyone know if they will never approve you at all with a BK? Or is it a certain time you have to wait after the BK?
They approve with a BK or I wouldn't have been approved last year but they're picky at times and it's not always clear what they want to see after BK. They approved me last year when I actually expected a denial and was only trying to get an EQ pull to make sure my EQ was not stuck frozen. They were my 7th account in 6 months. They called me and had me upload POI and approved me for $1K @ 13.5%. Others with less new accounts and more income that didn't have a BK have gotten declined and profiles that are actually weaker than mine have been approved with higher limits.