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DCU - Accidental App + Denial

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Adkins
Legendary Contributor

Re: DCU - Accidental App + Denial

Thanks for sharing, @recoveringfrombk7! Sorry about your denial! 


Last HP 08-07-2023



Message 11 of 13
Anonymous
Not applicable

Re: DCU - Accidental App + Denial

Does anyone know if they will never approve you at all with a BK? Or is it a certain time you have to wait after the BK?

Message 12 of 13
Anonymous
Not applicable

Re: DCU - Accidental App + Denial


@Anonymous wrote:

Does anyone know if they will never approve you at all with a BK? Or is it a certain time you have to wait after the BK?


They approve with a BK or I wouldn't have been approved last year but they're picky at times and it's not always clear what they want to see after BK. They approved me last year when I actually expected a denial and was only trying to get an EQ pull to make sure my EQ was not stuck frozen. They were my 7th account in 6 months. They called me and had me upload POI and approved me for $1K @ 13.5%. Others with less new accounts and more income that didn't have a BK have gotten declined and profiles that are actually weaker than mine have been approved with higher limits. 

Message 13 of 13
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