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Logged into DW bofa account and found there are 2 nice offers for her.
cash rewards - $200 bonus on spending $500 in 3 months
travel rewards - 20000 points(equivalent to $200) bonus on spending $500 in 3 months
Question:
1)Can i app both applications in separate browser windows to get benefit out of that? or apply 1, get result and then app the 2nd one immediately? DW scores are quite good. TU and EQ at 773. 1 credit inqs in TU and EQ for last 12 months. her credit utils are very low. using less than 5% out of $60k credit line. she is part of my AU few cards.
2)She already have one BBR card from BOFA for an year.credit limit of $4k.
3)How did bofa pull the reports. will there be 2 separate pulls if i apply in same time/day? or it will be single pull?
Please help. its been quite a long time i submitted the credit app .
yeah thats what i m trying to app for.
any idea how bofa consider two apps at same day? two or one pulls?
Applying for two BoA cards on one day and hoping the HPs are combined is always a YMMV kinda of thing. Most likely it will be one HP on EX. She could even try adding a BBR app if she wanted to push her luck. If denied no harm. If approved just the AAoA hit.
One thing to remember about BoA bonuses is the PR bonus kicks in for the Cash Reward bonus, but not the Travel Rewards card. For example, I am at the Plat Honors level. When I redeemed my last $200 bonus for the CR card, it turned into $350. I don't remember what my TR bonus was (10k?), but it wasn't helped by the PR bonus. As she has a BoA account, she should get at least an extra 10% bonus.
PS. As the current public offer for the TR card is 20k points, I would do it second.
@CreditDunce wrote:Applying for two BoA cards on one day and hoping the HPs are combined is always a YMMV kinda of thing. Most likely it will be one HP on EX. She could even try adding a BBR app if she wanted to push her luck. If denied no harm. If approved just the AAoA hit.
One thing to remember about BoA bonuses is the PR bonus kicks in for the Cash Reward bonus, but not the Travel Rewards card. For example, I am at the Plat Honors level. When I redeemed my last $200 bonus for the CR card, it turned into $350. I don't remember what my TR bonus was (10k?), but it wasn't helped by the PR bonus. As she has a BoA account, she should get at least an extra 10% bonus.
PS. As the current public offer for the TR card is 20k points, I would do it second.
yes, i did that way. both cards are approved for her. CR for $10k and TR for $12K. apped back to back in 5 mins. still havent received about HP pulls. need to check CK reports in a week to know about that.
Congrats!! Nice work on both!