Denied CC from Navy Federal die to debt to Income Ratio

[Anonymous]

Has anyone had any success appealing the decision or should I just try to improve my situtation and try again in 6 months to a year?

[AverageJoesCredit]

If you give more info on your current situation you will get better responses . As it stands not much to go on. If Navy claims its your dti, its your dti. The only way to improve your chances are by lowering your dti. 

[blindambition]

More info needed. Are you carrying high balances on multiple card. Scores on TU 9? Derogs?

Navy has done recon on some profiles that are strong enough.

[gingerflower]

@Anonymous 

My experience with Nfcu 9 years is whenever you get a decision that states due to DTI denial Nfcu will not reconsider the application.  Imo, I would try to lower my debt then reapply in 6 months or a year. Sorry for your denial.