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@Anonymous wrote:
So I’m in the very close to shopping for homes, and just wanted a little extra help on the utilization. I’m under 6%, so not a huge deal, but Cap1 decided to not increase my CL due to not using enough of my current available credit? Has anyone else been denied for this reason?
They were my first card in my rebuild, but 1750 is frustrating when compared to the 4000 with WF, and 9400 from discover. I may have to consider dropping them once I’ve done my business with my first home.
Yes, we have all been denied for a CLI for that very reason. Just start using the card more. Throw recurring bills on there. Use once a month for groceries or dining or buying gas. Dropping them won’t solve the problem because you could end up having the same scenario with your Discover.