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Denied Discover Secured Card

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CreditInspired
Community Leader
Super Contributor

Re: Depressed: Denied Discover Secured Card

@dparks

Since you said feel free to speculate, I have 2 questions.

Are there any NSFs (non sufficient funds) on the bank statements you uploaded?

Was there an abailable balance of the $200 to pay the deposit?

Just some other thoughts.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 11 of 13
Anonymous
Not applicable

Re: Depressed: Denied Discover Secured Card


@CreditInspired wrote:
@Anonymous

Since you said feel free to speculate, I have 2 questions.

Are there any NSFs (non sufficient funds) on the bank statements you uploaded?

Was there an abailable balance of the $200 to pay the deposit?

Just some other thoughts.

No, no NSF nor baddies of any kind. I have well over $200 to cover the deposit.

 

@Thaitea007 wrote:
Did you receive a hard inquiry? If not I believe it may have just been a verification issue where as you can just apply again once you receive the letter.

 Yes, on Equifax.

Message 12 of 13
Thaitea007
Regular Contributor

Re: Depressed: Denied Discover Secured Card

Well well... hope their letter has a good exclamation for this, but never good to be denied for even secured cards it’s your own money anyways.

Good luck!
Starting Fico (6/29/18):EX 610, TU 595, EQ 603
Fico (9/1/18):EX 620, TU 599,EQ 631
(10-1-18) EX 630, TU 607, EQ 641
Goal: 670(Jan'19)

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Message 13 of 13
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