Denied Venture/Offered Venture One

zerofire · ‎03-11-2020

*Facepalm* Only Capital One can think of giving someone with such a high FiCO score such a joke of an offer.

I wonder what the denial letter is going to say. There has to be a reason that they are giving you such unfavorable terms as 26% is really elevated even if you pay in the grace period to make it 0%. Is there anything on you report that would make Capital One do something this silly? Are you getting the right score?

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Anonymous · ‎03-12-2020

@MAZDA3 wrote:
Good thing I'm not hurt by three inquiries. App'd for Cap One Venture with scores in the 790s to low 800s. They denied me Venture but countered with a $1k limit Venture One @ 26% interest. LOL'd as I hit the decline button.

I'll give them some credit for at least offering something, and for the option to decline the offer. Hopefully I'm not blindsided by a new account on my reports.

Concur sucks getting declined, but that's something you don't see every day.

MAZDA3 · ‎03-12-2020

@zerofire wrote:
*Facepalm* Only Capital One can think of giving someone with such a high FiCO score such a joke of an offer.
I wonder what the denial letter is going to say. There has to be a reason that they are giving you such unfavorable terms as 26% is really elevated even if you pay in the grace period to make it 0%. Is there anything on you report that would make Capital One do something this silly? Are you getting the right score?

Nothing that I can think of. Yes i'm getting accurate scores.

Re: Denied Venture/Offered Venture One

Re: Denied Venture/Offered Venture One

Re: Denied Venture/Offered Venture One