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Well, at least they were honest.
"We are unable to increase your credit limit for the following reasons:
Low balance in your Wells Fargo checking/savings account over last 9 months (We consider this additional factor)"
The 2 reasons beneath that were about my accts in good standing not being open long enough, and too many inqs.
@cr101 wrote:Well, at least they were honest.
"We are unable to increase your credit limit for the following reasons:
Low balance in your Wells Fargo checking/savings account over last 9 months (We consider this additional factor)"
The 2 reasons beneath that were about my accts in good standing not being open long enough, and too many inqs.
That is an interesting data point. Thank you for sharing the information.
@cr101 wrote:Well, at least they were honest.
"We are unable to increase your credit limit for the following reasons:
Low balance in your Wells Fargo checking/savings account over last 9 months (We consider this additional factor)"
The 2 reasons beneath that were about my accts in good standing not being open long enough, and too many inqs.
That's not uncommon for WF at all.
Are they your primary banking institution ,or did you open checking/savings with nominal amount in hopes of building *relationship*?
@Remedios wrote:
@cr101 wrote:Well, at least they were honest.
"We are unable to increase your credit limit for the following reasons:
Low balance in your Wells Fargo checking/savings account over last 9 months (We consider this additional factor)"
The 2 reasons beneath that were about my accts in good standing not being open long enough, and too many inqs.
That's not uncommon for WF at all.
Are they your primary banking institution ,or did you open checking/savings with nominal amount in hopes of building *relationship*?
Somewhat. They actually were my only bank for over a decade. Lately, they're more of a hub and if I keep a bal, it's just for a few days while I'm xferring funds to my brokerage acct or another acct to pay bills.