No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
indeed very strange. Thanks for sharing the info. Congrats on your New card.
Ok so i called them. Are they outsourced diff country and know nothing. He read same letter as my email. All wanted to know why denied and still couldn't tell me exact reason. Then also says missing or insufficient income when i listed it. What's point pre-approval if they think I'll get approved or is it sent to everyone? They should be able to tell me exact reason for denial. Still odd when i even told him have another Amex. So maybe they don't like too many inquiries, but got like 3-4 just last yr due got car loan so only reason i could think of and they only go by experian. Guess I'll never get amex again or trust pre-approval letters. I hate was another hard inquiry. They gave low limit of $3000, but auto increased to 4100 and only got last yr yet this card denied. So bizarre. My other 2 cards with capital one and discover are $10k, but this other chase i got only $3100. Was used getting high limits, but maybe very few inquiries since no loan in few yrs. I think only 1 other card a long time ago denied. I just like getting the free statement credit since always get the min on there within a few months. I used to also think cc companies like when have revolving credit as when i have no interest free time i pay off, but 2 cards since newer get a yr so helps when times like now need save more to give me time to pay off.
@Anonymous wrote:
Ok so i called them. Are they outsourced diff country and know nothing. He read same letter as my email. All wanted to know why denied and still couldn't tell me exact reason. Then also says missing or insufficient income when i listed it. What's point pre-approval if they think I'll get approved or is it sent to everyone? They should be able to tell me exact reason for denial. Still odd when i even told him have another Amex. So maybe they don't like too many inquiries, but got like 3-4 just last yr due got car loan so only reason i could think of and they only go by experian. Guess I'll never get amex again or trust pre-approval letters. I hate was another hard inquiry. They gave low limit of $3000, but auto increased to 4100 and only got last yr yet this card denied. So bizarre. My other 2 cards with capital one and discover are $10k, but this other chase i got only $3100. Was used getting high limits, but maybe very few inquiries since no loan in few yrs. I think only 1 other card a long time ago denied. I just like getting the free statement credit since always get the min on there within a few months. I used to also think cc companies like when have revolving credit as when i have no interest free time i pay off, but 2 cards since newer get a yr so helps when times like now need save more to give me time to pay off.
Hi and welcome @Anonymous
Your post is kinda hard to read/understand, but if there is a question in there, please feel free to start your own. This is an old thread.