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Disco lots of new wallpaper LOL

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Community Leader
Valued Contributor

Re: Disco lots of new wallpaper LOL


@BrutalBodyShots wrote:

@Morpho wrote:

They send a letter when you  decline a CLI? What does it say?

 


"This is a letter to confirm that we have withdrawn your Discover card credit line increase request per your request."

 

Waste of paperSmiley Sad


CU NFCU PENFED ALLIANT BANK USAA BBVA BB&T PPMC IKEA MARVEL DISCOVER STORE LOWES AMAZON MACYS WALMART WAYFAIR CARECREDIT CARCARE
Message 21 of 48
Frequent Contributor

Re: Disco lots of new wallpaper LOL

How long do you have to wait between CLI with Discover?

I just returned from financial hell. Don't go, the brochure is a lie.
Message 22 of 48
Senior Contributor

Re: Disco lots of new wallpaper LOL


@Morpho wrote:

How long do you have to wait between CLI with Discover?


Their official stance is that you can get one every 30 days if you are eligible but there are multiple DPs of people getting them sooner than that and many more of people not getting them after months of waiting between the last “insufficient experience with credit limit” letter. 

 

I can at least confirm that I got one in December and one in January on the 31st day after my first. 


Scores 1/2019:
Scores 6/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 23 of 48
Super Contributor

Re: Disco lots of new wallpaper LOL


@Morpho wrote:

How long do you have to wait between CLI with Discover?


There is no set amount of time and it's profile-specific.  I've seen reported CLIs as close as 21 days apart.

Message 24 of 48
Community Leader
Senior Contributor

Re: Disco lots of new wallpaper LOL


@Jnbmom wrote:

@BrutalBodyShots wrote:

@Morpho wrote:

They send a letter when you  decline a CLI? What does it say?

 


"This is a letter to confirm that we have withdrawn your Discover card credit line increase request per your request."

 

Waste of paperSmiley Sad



And stamp. Smiley Frustrated  Put that 50cents in my cashback rewards. Smiley Very HappySmiley Very Happy

GOALS: Garden til DEC 2020 and 800 Club



Scores
JUN 2019: EX 788, TU 794, EQ 779
APR 2019: EX 787, TU 789, EQ 781
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnate $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 25 of 48
Valued Contributor

Re: Disco lots of new wallpaper LOL

This thread started off being so much fun.  Now its skiding to a halt Smiley Sad




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2019 CCT EX 829 TU 848 EQ 837
Thus will it come to pass. The Dying Leader will know the truth of the Opera House. The missing Three will give you the Five, who've come from the Home of the Thirteenth. You are the Harbinger of Death, Kara Thrace. You will lead them all to their End. End of line.
Message 26 of 48
Super Contributor

Re: Disco lots of new wallpaper LOL


@Meanmchine wrote:

This thread started off being so much fun.  Now its skiding to a halt Smiley Sad


Unfortunately with the exception of very few threads that have become staples on the forum, that's the case with the majority of them Smiley Wink

Message 27 of 48
Community Leader
Super Contributor

Re: Disco lots of new wallpaper LOL

I've probably cost them $300 in postage by now Smiley LOL

 

I will keep trying till they finally give in...all I need them to do is fix that $14500.00

 

My OCD flares up at that $500.00 

 

EX 753 EQ 769 TU 755
Message 28 of 48
Super Contributor

Re: Disco lots of new wallpaper LOL

$XX,500 isn't terrible, although a rounded off $XX,000 would of course be better.

 

I've been at $XX,800 or $XX,300 (where I am currently) for years.  One time after a CLI I called in and asked if without a HP I could get another $200 just to square things up a bit and was promptly told "no."  I do have a $500 CLI sitting on the back burner with Discover for over a month now that I keep declining every week, but I'm half tempted to accept $200 of it to make my limit better rounded.  For now I'm going to continue to let it marinate though.

Message 29 of 48
Community Leader
Super Contributor

Re: Disco lots of new wallpaper LOL

I've been marinating with that $500.00 since October, should be mummified by now. 

I'll engage in excessive credit seeking behavior next week because I dont know what I'd do without my monthly rejection. 

EX 753 EQ 769 TU 755
Message 30 of 48