Discover 2nd (second) card app thread

[AverageJoesCredit]

I think a hp for your second card is YMMV. See above poster who did not recieve. I did but then again i couldnt prequal due to frozen Eq.

[minski]

I'll play.

April 2014 - Discover It - EQ - SL likely $4000; CL $8600 (some auto, couple requested) - starting APR likely 12.99% - not sure what my score was but pretty sure it was > 760. No cash back match at the time, and by the time I learned that some people were offered it on existing cards, it was too late for me.

October 2017 - Discover It - no pull; was a pre-qual - SL $5000; CL $6500 (SP CLI) - APR 11.99% - not sure what my score was but Nov 2017 NavyFed EQ 09 score was 796. Cash back match offered! Promotional 0% APR for 15 months offered. I timed my app wrong, though. My spend decreased dramatically soon after the app so not taking as much advantage of the cash back match as I intended; however, I decided to carry a balance (reason why I requested a CLI when I usually don't) and earn interest on the cash while I have the 0% promo APR.  Planning on closing this card after the cash back match period. May re-app later down the line if expenses pick up and cash back match is still offered. 

[SouthJamaica]

Yeah right, I'll apply for a 2nd Discover card when hell freezes over They've treated me so royally on my first one, conferring a $300 CLI on me once in a blue moon.

To use their phraseology 'I've had sufficient experience with their credit limits'.

[AverageJoesCredit]

Lol, we'll always have the South Jamaican Special and no one can ever deny us that

[Anonymous]

Just got my MyFico Alert, got a HP from Discover yesterday on EQ. Current EQ score is 704

[Anonymous]

HP for 2nd card EQ...

[rprisco]

Curious, anyone know if the 2nd card will show in the App under same user info?
Also another DP, b4 apping for 2nd card, Disco constantly offered 12mo BT 0% through the app. I looked today for giggles on the 1st card, No BT offers available. Coincidence?
one more question, when can I close one of the accounts and combine limits?

[Anonymous]

Sorry, but a HP is not worth another Discover card. IMO

Not when I can get decent CLI's on the first one. Maybe if they had better rewards system and braoder coverage/acceptance.

[rprisco]

Janus- the cash back match is hard to pass up. IMO it's not all about CL. But that brings up another question. What effect a 2nd card will have on future CLI on card 1 and 2?

[Anonymous]

Regardless of what CL I'm given, it will result in a HP. Something I want no part of ATM. However, the new CL would add to total available CL. Which is something that can be achived currently without a HP.  The match would be okay, if I didn't already have enough cards offering some kind of rewards. Recently got a CSP and Amex Delta Gold I have to meet spend on to earn sign up bonus for a trip I'm planning.

Perhaps in time, their quiant little card will offer me something worth a HP.