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@wasCB14 wrote:I've heard that transaction count can also be a factor, regardless of dollar spend.
I suppose it could be on some profiles, but from my testing it never mattered. I've gone cycles with 0 transactions and received a CLI and then gone cycles with 30-40 transactions and seen no CLI. I personally don't think that spend/swipes matter in the majority of situations.
Question about double dipping, if you get CLI online, you then call in to request another one? I presume they can see that the person just received one. I guess that doesn't matter? Also, would it matter if the increase received online was instant or after waiting a couple days to receive an answer? I might try that next time. I haven't received an instant increase from them yet. It's always been after waiting a few days to see if they will give me some love.
I believe you can request online or call.
The best DDD (Discover Double Dip) results usually come after receiving an auto-CLI from Discover, then immediately (say, within a few days) log into your account and request another CLI online. Many people, I'd say at least 50% report a favorable DDD when following this.
I've only tried the DDD twice, with a 50% success rate.
I first tried it following an auto-CLI around my 3rd statement after getting the card. Once I received the auto-CLI, I logged into my account and requested a CLI at the advice of this forum and was met with an instant approval for I believe the same amount of the auto-CLI. The auto-CLI was for $3800 and the DDD was for $4000, so the DDD actually slightly exceeded the auto-CLI. $7800 combined was pretty good and it took my $12,500 SL across the $20k mark in under 4 months.
My unsuccessful attempt came sometime last fall following a requested and approved online CLI that brought my limit to $39,800. I really wanted another $200 just for OCD purposes and having a nice even round limit, so I called up and requested a DDD to see if there was $200 on the table for me. There wasn't, so it was unsuccessful.
I think in general people see better results with DDD attempts following auto-CLIs, as I think the automatic ones often don't give you everything available... where when you request a CLI it's more often that the number provided is in fact the max allowed for your profile at that moment.
I have that same problem with OCD, and have been trying to round up that odd CL. But every CLI since the initial odd has all be even.lol
I wonder if you could counter with 200 when they offer 500?
@Anonymous wrote:I have that same problem with OCD, and have been trying to round up that odd CL. But every CLI since the initial odd has all be even.lol
I wonder if you could counter with 200 when they offer 500?
Yes, you definitely can. I started with a $12,500 limit with Discover... while not exactly round at an even $1000 increment, a $500 midpoint wasn't the end of the world OCD wise for me. Well, that $500 went out the window for me with my first CLI(s) which ended with me at a ,$300 limit, where I've resided essentially ever since.
When approved for a CLI, though, one can definitely back down what they accept to an "even" more aesthetically pleasing number. My problem is that I'm greedy and whatever number I'm offered from a CLI of course I want to take in full. This always results in me continuing to have an oddball limit though.
You can definitely contact Discover at any given point and request a CLD, though, bringing yourself down to a clean/even CL.
I went from 1000 to 10,500 in 6 months. I was never denied a CLI 3/3.
I got an auto CLI in June 18 from 1k to 2k, then in Aug requested a CLI -> only got 1k through the app, called and analyst gave me 4500.
Tried again in Nov, CLI to 6750, tried again today, just called and ask the rep to submit a CLI, got approved to 10,500.
I have a 3k balance on the card as of today, I have charged around 12k since June 18 and usually never made a paynment less than 2,000. Just giving my info, hope it helps anyone.