Discover CLI declined everytime

[LCC_mk14]

I imagine getting married meant her income would “go up” for credit purposes which would give grounds for a larger credit line. Because you can claim both you and a spouse’s income.

[Anonymous]

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I imagine getting married meant her income would “go up” for credit purposes which would give grounds for a larger credit line. Because you can claim both you and a spouse’s income.

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You can claim both of your incomes regardless of whether or not you are married.  Discover, like many creditors, allows you to include all "household income" or income that is accessable to you.  Assuming the person was living with their significant other prior to getting married, that income wouldn't have changed by getting married.  Whether or not the poster included that income (of the spouse) prior on the Discover account we don't know.  Hopefully they stop back into the thread and clear that up.

[LCC_mk14]

That's also true. Just seemed like the most logical answer.

[ohjoy]

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wrote:

I've had a Discover Chrome Card for 6 months with an $1000 limit, though I don't need an increase I'm just wondering when are new accounts able to get CLI?

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From what I understand, first cli after having it for 90 days. Afterwards, ok monthly. Some still wait 60 or 90 days between. YMMV (And, we're talking unsecured, of course)