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Discover CLI denied... lol

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Anonymous
Not applicable

Discover CLI denied... lol

Oh well, that's the breaks. I'll try again in February. Maybe they'll feel more generous then. Plus, it's my birthday month. Smiley Happy

 

 

Anyways, opened the card April 2019. Starting line $9500... $1000 CLI in October and $1000 CLI in November. Total CL with them $11,500.

It's kinda funny how the denial letter said insufficient experience but technically I had insufficient experience after the first $1000 CLI yet they approved the 2nd one 30 days later.... lol

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Discover CLI denied... lol

Wow two CLI in a month is pretty impressive, they probably will make you wait for the next one.

Message 2 of 9
thornback
Senior Contributor

Re: Discover CLI denied... lol

Sorry about the denial.

I have the same plan.. my Bday is in February too. I figure after 9 straight months of CLI denials, Disco owes me a b-day present 😜

Good Luck!!
Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 9
Anonymous
Not applicable

Re: Discover CLI denied... lol

Thanks 😊
Message 4 of 9
Meanmchine
Super Contributor

Re: Discover CLI denied... lol

Good luck next year

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 5 of 9
AverageJoesCredit
Legendary Contributor

Re: Discover CLI denied... lol

Insufficient experience is Seinfeld speak for yadda yadda yaddaSmiley Wink. I only have 1 more day to smash. Getting 9 denial letters one day and 7 three days later shows i mean businessSmiley Wink but sadly my smashing has come to close ( 2020 goals Smiley Sad )
Message 6 of 9
leo222
Contributor

Re: Discover CLI denied... lol

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.

Message 7 of 9
thornback
Senior Contributor

Re: Discover CLI denied... lol


@leo222 wrote:

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.


Lol...NOPE. 😜

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 8 of 9
randomguy1
Valued Contributor

Re: Discover CLI denied... lol


@thornback wrote:

@leo222 wrote:

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.


Lol...NOPE. 😜


^ditto

Message 9 of 9
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