Their CLI is SP on your TU so Just keep trying every month if you like ideally every first monday after your statement cuts and your discover FICO score updates. That’s the best strategy with disco. Oh and don’t forget to DD whenever you get a CLI via luv button.
Thanks for the advice. I’m new on here; what does “DD” mean?
DD = Double dip
Calling Discover CSR and asking for more within the same day after CLI via luv button is approved.
I agree with Discover being hit or miss. I was successful with 3 or 4 CLI's every 90 days in the beginning and I was denied on the next couple of tries and then I proceeded to try monthly. Once successful, I backed off to 90 days again. I'm due again in September. Will update when attempting again.
I just completed three statements with Discover so thought it couldn’t hurt to request an increase, just to lower my utilization. I have a $1,300 balance that I’m holding off on paying as it’s for a business trip that’s yet to be reimbursed and I’ve got the 0% APR for another 9 months. Scores are around 690-700 and income around $100K, current limit’s at $6k. Got denied without a credit check or anything. Are they just a little stingy with CLI for newbies?
How long has the card been carrying a balance? Are you making more than minimum payments?
Just asking because I’ve noticed in my specific case, Discover loves seeing balances go down quickly, and I’ve found Disco will reward you if you so so.