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Discover CLI question

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micvite
Frequent Contributor

Discover CLI question

After going through many phases of denial, most for no understandable reason, they finally said not enough spend(none), put a bit of spend on it last month they're offering me 500 now that statement closed. Should I just take the 500 or wait another month put heavy spend on it and try again? I know cap one you should just take it because they won't change their mind what about disco?

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 1 of 6
5 REPLIES 5
FalconSteve
Valued Contributor

Re: Discover CLI question

Take whatever they offer and come back after a month. Saying no doesn't help.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 2 of 6
Anonymous
Not applicable

Re: Discover CLI question


@micvite wrote:

After going through many phases of denial, most for no understandable reason, they finally said not enough spend(none), put a bit of spend on it last month they're offering me 500 now that statement closed. Should I just take the 500 or wait another month put heavy spend on it and try again? I know cap one you should just take it because they won't change their mind what about disco?



@micvite wrote:

After going through many phases of denial, most for no understandable reason, they finally said not enough spend(none), put a bit of spend on it last month they're offering me 500 now that statement closed. Should I just take the 500 or wait another month put heavy spend on it and try again? I know cap one you should just take it because they won't change their mind what about disco?


Take it now. You can ask for more in the future. They are not giving out many of these so consider yourself lucky that they offered you this. They are hard to figure out to say the least.

Thanks

Mark

Message 3 of 6
Mr_Mojo_Risin
Senior Contributor

Re: Discover CLI question

Take what you can get from them.

They're not giving it out like they used to it seems.

I took $500 from them earlier this month and ran as fast as I could.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 4 of 6
micvite
Frequent Contributor

Re: Discover CLI question


@Mr_Mojo_Risin wrote:

Take what you can get from them.

They're not giving it out like they used to it seems.

I took $500 from them earlier this month and ran as fast as I could.


I took the 500, I maxed out DWs disco and ran through the CL basically twice last statement she went from 1250-3k today😅😅😅. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 5 of 6
FinStar
Moderator Emeritus

Re: Discover CLI question

As the Op indicated they accepted the CLI amount/offer, this thread is now locked and closed to new messages.

Message 6 of 6
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