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Discover CLI success for anyone?

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Anonymous
Not applicable

Re: Discover CLI success for anyone?


@Raiderguy8 wrote:

Would like to share my history with Discover CLIs. 

  • I got the card on 12/5/16 with a starting limit of $3000
  • First CLI was 1/10/18 - Raised to $7000
  • Second CLI was 7/11/2018 - Raised to $8500
  • Third CLI was 4/3/2019 - Raised to $12700
  • Fourth CLI was just now - Raised to $19700

 


Looks like 2019 is your best year yet by far and you've still got 5 months to go!

Message 61 of 84
Raiderguy8
New Contributor

Re: Discover CLI success for anyone?

I requested each of the CLIs, no autos.

Message 62 of 84
Clockworkz
New Contributor

Re: Discover CLI success for anyone?

I got my first CLI about 2 weeks ago a couple days after my 3rd statement hit. Will be asking around the 14th of August again.



Starting Score: 588
Current Score: 672
Goal Score: 750


Message 63 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

I just requested an increase and they took me from $4k to 9k. I have been known to use 40% utilization but I pay it off the next month. Also, I’m running about 708 equifax FICO 8 and 689 experian FICO 8. I hope this helps in some way for someone.
Message 64 of 84
devilnic
Contributor

Re: Discover CLI success for anyone?

I just asked for an increase a few days ago and I was granted an added $1300 although small from others increase . But i have asked numerous times before and always got declined for the last 3 years ive had it. I do think paying it off last month helped with the decision.  My fico 8 scores Equifax 671, Transunion 684, Experian 696

Starting Score: 612
Goal Score: 850

Credit Cards: Capital One Spark Visa $700 6/8/2002 19 yrs | Navy Federal Flagship Rewards $15,000 9/24/2014 7 years | Victoria's Secret $4100 11/17/2014 7 years | Amazon $6000 12/1/2015 6 years | Discover Miles #1 $6300 1/19/2017 4 years | Navy Federal AmEx $10,000 7/6/2017 4 years | American Express Hilton Honors Surpass $2000 4/30/2019 3 years | American Express Everyday Preferred$1000 8/24/2019 2 year | Home Depot $5000 7/06/2017 4 years | Overstock $14,150 5/12/2019 2years | Chase Slate $1800 9/24/2019 2 years | Discover IT #2 $9,000 9/24/2019 2 years | FNBO Evergreen $11,300 11/24/2021 | PenFed Platinum Rewards $15,000 11/26/2021
Message 65 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

Congrats on the increases! I was denied. I waited over a week after the 3rd statement cut and my account is always PIF well before the due date. Guessing I was shot down coz it was my first unsecured card. :-/
Message 66 of 84
CreditJourney007
Frequent Contributor

Re: Discover CLI success for anyone?

I got my first one last month. 

Opened the card in February of this year - SL $900

CLI on 7/26 (I think?) - they doubled my SL and my current CL = $1800.

 

I'm going to experiment this month and see if I have opened the flood gates for the 30 day train lol. Likely not though. 

Message 67 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

You won't know if you don't try... good luck!

Message 68 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

Don’t be discouraged, Island Rain! I have been denied and granted a lot in these past few years of me focusing on my credit! You got this!
Message 69 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

iMacGuy, thank you so much! I appreciate the encouragement more than anything. I'm still learning a lot. Last week, the weirdest thing happened. My Fako Ck scores jumped up by 18 points bringing my FAKOs to roughly 740. My real FICOs hover around 760. Now I'm kind of in that spot where I don't know if I should apply for another card in about a month so that all of my cards age together or if I should wait. Just have a thin file and I'm really trying to build a dynasty. LOL
Message 70 of 84
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