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Discover CLI success for anyone?

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Anonymous
Not applicable

Re: Discover CLI success for anyone?

Right and some can even argue that for some [silly] reason a greater spend on Discover may actually hinder a CLI.  Of course that's all on a profile to profile basis.

Message 81 of 84
Keatonsdaddy
New Contributor

Re: Discover CLI success for anyone?

I have a couple new cards I'm wanting to build up so i will throw my Disco in my sock drawer and see what happens with it. 

CITI DOUBLE CASH || CAPONE QS || DISCOVER IT || AMEX BCP || CHASE FREEDOM UNL || US BANK CASH+ || AMAZON PRIME VISA || TARGET || WALMART || HUNTINGTON VOICE || BANK OF AMERICA || FIRESTONE || BEST BUY || Apple Card
Message 82 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

I'd still recommend using Discover for it's 5% categories, unless you somehow have another card that yields equal 5% rewards in that category.  No point in passing up [greater] rewards just for a chance at a greater CLI.  The times I've shown Discover "tough love" and given them no spend was during quarters where their 5% category didn't appeal to me for whatever reason... like when they offer 5% for Amazon and I've got the Chase Amazon Prime card already, or they do Home Improvement Stores and I simply use my Lowe's card.

Message 83 of 84
Anonymous
Not applicable

Re: Discover CLI success for anyone?

Yeah i have i have been responsible as well with my card but i didnt ask for a CLI until after my first year with them 

went from 5500 to12k


@Hockeypnc1 wrote:

I read a lot of posts that people are getting frequent and hefty credit limit increases with their Discover iT cards.

 

I got the card back in September 2017, but every single request (for increases) I have tried online and over the phone have been denied. After about 11 months, they auto increased me from $1,800 to $2,200, but since then I have asked for increases and they all are denied.

 

I have used my card responsibly, carried a bit of a balance but paid it down to below 30 percent now. I have scores of about 640-650 according to recent score retrievals.

 

What does Discover want from me to get my limit increased? I would really like to get it higher to help with utilization rates.

 


 

Message 84 of 84
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