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Just applied...
Gave me a reference # and to call to verify some things.
Is this a good or bad sign?
Would love to get my foot in the door....
I think it's a positive sign. Just needed some verification if its really you who applied
... call them.
Did you call yet?
Patiently waiting on the results from you call.
Calling in 5 minutes.... Wish me luck!
Talked to a nice lady, see told me my Experian report was frozen. (I had it frozen because it's my worst.} I asked if she could use equifax. She said yes, put me on hold for a few mins.
Then came back and said welcome to the Discover Family
My credit line is only $1300, but I'm thrilled getting my foot in the door. Since my score it only like 640, I thought I was going to be offered a secured card.
Time to close Credit One! But I was able to contact Credit one's, US customer service and said raise my limit and waive my fee's or I want to close account. He raised it to $900 from $600 and waive the fee for next year. But still would like to close it. And somehow get the tradelines off reports.
I'm a happy 😊 man. Now I'm getting ready to call Barclays for reconsideration... Wish me luck. If I get drinks on me tonight if you live in Saint Louis.
Rock on! Now call Barclays!!
I am just trying to get all my negative stuff ready for an explanation. Any tips?
@My_Fako wrote:I am just trying to get all my negative stuff ready for an explanation. Any tips?
Just be honest. These credit analysts are pretty sharp, and very good at sniffing out BS. Oh, and be very pleasant. They deal with a lot of crap everyday and a pleasant phone call goes a long way.