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Discover.... Is this good or bad?

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My_Fako
Established Contributor

Discover.... Is this good or bad?

Just applied... 

 

Gave me a reference # and to call to verify some things. 

 

 

Is this a good or bad sign? 

 

 

Would love to get my foot in the door....  Smiley Happy 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 31
30 REPLIES 30
Anonymous
Not applicable

Re: Discover.... Is this good or bad?

Good sign, call them asap
Message 2 of 31
Anonymous
Not applicable

Re: Discover.... Is this good or bad?

I think it's a positive sign. Just needed some verification if its really you who applied Smiley Happy ... call them.

Message 3 of 31
Anonymous
Not applicable

Re: Discover.... Is this good or bad?

Did you call yet?

Message 4 of 31
Pway
Valued Contributor

Re: Discover.... Is this good or bad?

Patiently waiting on the results from you call.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 31
My_Fako
Established Contributor

Re: Discover.... Is this good or bad?

Calling in 5 minutes.... Wish me luck! 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 6 of 31
My_Fako
Established Contributor

Re: Discover.... Is this good or bad?

Talked to a nice lady, see told me my Experian report was frozen. (I had it frozen because it's my worst.} I asked if she could use equifax. She said yes,  put me on hold for a few mins.

 

Then came back and said welcome to the Discover Family Smiley Happy

My credit line is only $1300, but I'm thrilled getting my foot in the door.  Since my score it only like 640, I thought I was going to be offered a secured card.

 

Time to close Credit One!  But I was able to contact Credit one's,  US customer service and said raise my limit and waive my fee's or I want to close account. He raised it to $900 from $600 and waive the fee for next year.  But still would like to close it.  And somehow get the tradelines off reports. 

 

 

I'm a happy 😊 man. Now I'm getting ready to call Barclays for reconsideration... Wish me luck.  If I get drinks on me tonight if you live in Saint Louis. Smiley Wink 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 7 of 31
Anonymous
Not applicable

Re: Discover.... Is this good or bad?

Rock on! Now call Barclays!!

Message 8 of 31
My_Fako
Established Contributor

Re: Discover.... Is this good or bad?

I am just trying to get all my negative stuff ready for an explanation. Any tips? 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 9 of 31
Anonymous
Not applicable

Re: Discover.... Is this good or bad?


@My_Fako wrote:

I am just trying to get all my negative stuff ready for an explanation. Any tips? 


Just be honest. These credit analysts are pretty sharp, and very good at sniffing out BS. Oh, and be very pleasant. They deal with a lot of crap everyday and a pleasant phone call goes a long way.

Message 10 of 31
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